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A Summer Reprieve… Debt Collection Litigation & CFPB Complaint Stats, May 2016

Quick analysis: A Summer Reprieve… Welcome to summer! Everything is significantly down in May 2016 consumer complaints. TCPA is leading the charge with a 19.6% drop from April, while FDCPA and FCRA trail a bit behind at 14.8% and 15.4% down, respectively. Even CFPB complaints are down more than usual, with a 14.6% drop from an…

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An Unstable Front-Runner…Debt Collection Litigation & CFPB Complaint Statistics, April 2016

Quick analysis: An Unstable Front-Runner… No, not in politics – in consumer litigation. The Fair Debt Collection Practices Act regularly proves to be the most unpredictable of consumer statutes when it comes to tracking monthly filings. After an unusually robust increase of 23.6% in March, it posted a small decrease of 2.7% in April keeping it…

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Batman v. Superman… v. Wonder Woman? Debt Collection Litigation & CFPB Complaint Statistics, Mar 2016

Quick analysis: Batman v Superman… v Wonder Woman? March 2016 saw the big three statutes (FDCPA, TCPA, FCRA) battling for supremacy in a month where they could all be considered winners. Making, of course, the collection industry the big loser. This stinker of a month will earn bad reviews from everyone but the consumer bar and…

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Off to the Races…Debt Collection Litigation & CFPB Complaint Statistics, Feb 2016

Quick analysis: The horse race – while a little less interesting than that other horse race going on in American politics right now – is just starting to heat up for the year. There are few February surprises in consumer complaints, as the big picture trends are pretty much on track from January numbers. There…

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and… Take a Breath. Debt Collection Litigation & CFPB Complaint Statistics, Jan 2016

Quick analysis: And… take a breath. After a frenetic end to 2015, with consumer complaints in every category nearly off the charts, 2016 has had a relatively calmer (but still somewhat bumpy) start. Sure, FCRA and TCPA are significantly up over Jan 2015 (+31.4% and +39.8% respectively), but that follows a multi-year trajectory for those statutes…

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Out Like a Lion… Debt Collection Litigation & CFPB Complaint Statistics, Dec 2015 & Year in Review

Quick analysis:  The year 2016 has gone out like a lion, with consumer litigation continuing to evolve in uncertain, yet bold and dramatic ways. TCPA and FCRA not only broke old records, but destroyed them (with 45% and 53.4% increases over 2014, respectively). ** And FDCPA, after years in decline or plateau, scratched its way back…

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What Goes Up… Debt Collection Litigation & CFPB Complaint Statistics, Nov 2015

Quick analysis: What goes up… … must come down. FDCPA, TCPA and FCRA are all down, fairly significantly, from last month. But, before anyone gets too excited… they are all still up, fairly significantly, year-to-date. FDCPA is down 12.5% for the month, but up 14% for the year. TCPA is down 42% for the month, but…

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Some notes about our statistics…

When reading our complaint statistics, please be aware of the following: Our consumer litigation statistics are based solely on federal case data. While we collect non-federal case data, we do not calculate that into these statistics. Cases that make it into our database are either filed in or removed to federal courts, under any of…

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Everything is Broken: Debt Collection Litigation & CFPB Complaint Statistics, Oct 2015

Quick analysis: Everything is broken. For the first time since Sept 2011, consumer litigation under all of the big three statutes (FDCPA, TCPA, FCRA) are up over the previous month AND up year-to-date. For the month, FDCPA is up +5.4%, TCPA is up +29.8% and FCRA is up +15.1%. This year has been emblematic of an…

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Twisty & Turny: Debt Collection Litigation & CFPB Complaint Statistics, Sept 2015

Quick analysis: September was a mixed bag in consumer litigation and complaints. On the one hand, FDCPA and TCPA lawsuits were down a bit from their numbers in August, 6.5% and 5.5% respectively. On the other hand, FCRA litigation was up quite a bit, 8.9% over its number in September. Overall, litigation rose in September (1272…

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