Category Archives: Blog/Litigation Stats

and… Take a Breath. Debt Collection Litigation & CFPB Complaint Statistics, Jan 2016

Quick analysis: And… take a breath. After a frenetic end to 2015, with consumer complaints in every category nearly off the charts, 2016 has had a relatively calmer (but still somewhat bumpy) start. Sure, FCRA and TCPA are significantly up over Jan 2015 (+31.4% and +39.8% respectively), but that follows a multi-year trajectory for those statutes…

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Out Like a Lion… Debt Collection Litigation & CFPB Complaint Statistics, Dec 2015 & Year in Review

Quick analysis:  The year 2016 has gone out like a lion, with consumer litigation continuing to evolve in uncertain, yet bold and dramatic ways. TCPA and FCRA not only broke old records, but destroyed them (with 45% and 53.4% increases over 2014, respectively). ** And FDCPA, after years in decline or plateau, scratched its way back…

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What Goes Up… Debt Collection Litigation & CFPB Complaint Statistics, Nov 2015

Quick analysis: What goes up… … must come down. FDCPA, TCPA and FCRA are all down, fairly significantly, from last month. But, before anyone gets too excited… they are all still up, fairly significantly, year-to-date. FDCPA is down 12.5% for the month, but up 14% for the year. TCPA is down 42% for the month, but…

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Everything is Broken: Debt Collection Litigation & CFPB Complaint Statistics, Oct 2015

Quick analysis: Everything is broken. For the first time since Sept 2011, consumer litigation under all of the big three statutes (FDCPA, TCPA, FCRA) are up over the previous month AND up year-to-date. For the month, FDCPA is up +5.4%, TCPA is up +29.8% and FCRA is up +15.1%. This year has been emblematic of an…

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Twisty & Turny: Debt Collection Litigation & CFPB Complaint Statistics, Sept 2015

Quick analysis: September was a mixed bag in consumer litigation and complaints. On the one hand, FDCPA and TCPA lawsuits were down a bit from their numbers in August, 6.5% and 5.5% respectively. On the other hand, FCRA litigation was up quite a bit, 8.9% over its number in September. Overall, litigation rose in September (1272…

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Wild Swings and Limping… Debt Collection Litigation & CFPB Complaint Statistics, August 2015

Quick analysis: Sort of like the stock market, consumer litigation is going through some wild swings this year. Down a not-insignificant 12.6% from July (after dropping 7.5% from June before that), FDCPA litigation is still WAY ahead of this time last year (by a whopping 18.1%). FCRA is also down a bit this month (2.3%) while…

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FDCPA is Back, Baby! Debt Collection Litigation & CFPB Complaint Statistics, July 2015.

Quick analysis: It’s official… FDCPA litigation is back in vogue. Even though it dropped 7.7% from June, FDCPA litigation still grew it’s YTD lead over 2014 due to the shear volume of new cases being filed. At 6888 cases through the end of July compared to 5862 for the same period last year, not only is…

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Debt Collection Litigation & CFPB Complaint Statistics, June 2015

Quick analysis: The summer heat must be rekindling those warm old memories of litigiousness, because June saw uncharacteristically strong consumer litigation activity across all three primary statutes: FDCPA, FCRA and TCPA. All three had a big month, with double-digit increases over their performance in May. Year to date FDCPA suits are roaring back from a four-year…

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Debt Collection Litigation & CFPB Complaint Statistics, May 2015

Quick analysis: Consumer litigation is definitely shaking things up this year. And TCPA is having a really bad year. All year the Telephone Consumer Protection Act (TCPA) has alternated between lagging behind last year’s numbers and plummeting from them. It has just not been able to catch up to the explosive growth from 2014, and now…

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Debt Collection Litigation & CFPB Complaint Statistics, April 2015

Quick analysis: It is really starting to look like FDCPA litigation is trending up again in 2015 (+10% over last month). One-third of the way into 2015, FDCPA is solidly up over the same point in time from 2014 (+12.5%) and 2012 (+1.5%). It is still below where it was in 2013 (-7%), a year that started…

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