Blog/ Litigation Stats

Quick analysis: Last Month Was So Last Month.

In August, all of the rows were green, meaning CFPB complaints, TCPA, FDCPA and FCRA lawsuits were all up over July.

However, in September all of the rows are red, meaning, well you know. Everything went boom in comparison to August. And all by double-digits, except for FCRA which “only” dropped by -6.4%. CFPB complaints fell -11.1%, FDCPA fell -18% and TCPA was down -20.2% for the month.

Most are down YTD as well, again except for FCRA which is still up YTD by +5.6%. CFPB complaints are down YTD -16.6%, FDCPA is down -27.3% and TCPA is down -16.7% for the year.

In other news, putative class actions represented 9.2% of FDCPA, 47% of TCPA and 1.9% of FCRA lawsuits filed last month. About 46% of all plaintiffs who filed suit last month had filed at least once before. And finally, Minnesota attorney Catrina Eom Smith makes her debut at the top of this list for representing the most consumers in August (38) while Florida attorney Jibrael S Hindi has still represented the most consumers for the year so far (229).

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Sep 01, 2022
Sep 30, 2022
Aug 01, 2022
Aug 31, 2022
Sep 01, 2021
Sep 30, 2021
Jan 01, 2022
Sep 30, 2022
Jan 01, 2021
Sep 30, 2021
CFPB  4479 5040 -11.1% 6022 -25.6% 46210 55400 -16.6%
FDCPA  305 372 -18.0% 533 -42.8% 3664 5043 -27.3%
FCRA  465 497 -6.4% 392 18.6% 4295 4066 5.6%
TCPA  134 168 -20.2% 112 19.6% 1162 1395 -16.7%

 

Complaint Statistics:

4479 consumers filed CFPB complaints, and about 804 consumers filed lawsuits under consumer statutes from Sep 01, 2022 to Sep 30, 2022.

  • 4479 CFPB Complaints
  • 305 FDCPA, 28 Class Action (9.2%)
  • 134 TCPA, 63 Class Action (47.0%)
  • 465 FCRA, 9 Class Action (1.9%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 804 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 368, or (46%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 2257 lawsuits since 2001
  • Actions were filed in 145 different US District Court branches.
  • About 594 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 69 Lawsuits: Minnesota District Court – Dmn
  • 53 Lawsuits: Illinois Northern District Court – Chicago
  • 39 Lawsuits: Georgia Northern District Court – Atlanta
  • 37 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 30 Lawsuits: Florida Middle District Court – Tampa
  • 27 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 21 Lawsuits: Florida Southern District Court – Fort Lauderdale
  • 21 Lawsuits: Nevada District Court – Las Vegas
  • 20 Lawsuits: Florida Southern District Court – Miami
  • 19 Lawsuits: Texas Southern District Court – Houston

The most active consumer attorneys were:

  • Representing 38 Consumers: CATRINA EOM SMITH
  • Representing 16 Consumers: TIMOTHY S ANDERSON
  • Representing 13 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 13 Consumers: SYED HASEEB HUSSAIN
  • Representing 13 Consumers: NATHAN CHARLES VOLHEIM
  • Representing 12 Consumers: GEORGE HAINES
  • Representing 12 Consumers: DAVID J PHILIPPS
  • Representing 11 Consumers: MATTHEW THOMAS BERRY
  • Representing 11 Consumers: GERARDO AVALOS
  • Representing 11 Consumers: YITZCHAK ZELMAN

Statistics Year to Date:
8372 total lawsuits for 2022, including:

  • 3664 FDCPA
  • 4295 FCRA
  • 1162 TCPA

Number of Unique Plaintiffs for 2022: 7488 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 197 Consumers: THOMAS JOHN PATTI
  • Representing 190 Consumers: MATTHEW THOMAS BERRY
  • Representing 140 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 135 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 129 Consumers: LEONARD ANTHONY BENNETT
  • Representing 119 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 117 Consumers: DREW DAVID SARRETT
  • Representing 115 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 112 Consumers: SYED HASEEB HUSSAIN
  • Representing 98 Consumers: NATHAN CHARLES VOLHEIM

——————————————————————————————————-
CFPB Complaint Statistics:

There were 4479 complaints filed against debt collectors from Sep 01, 2022 to Sep 30, 2022.

Total number of debt collectors complained about: 754

The types of debt behind the complaints were:

  • 1343 Other debt (30%)
  • 1058 Credit card debt (24%)
  • 896 I do not know (20%)
  • 701 Medical debt (16%)
  • 268 Auto debt (6%)
  • 79 Payday loan debt (2%)
  • 78 Mortgage debt (2%)
  • 30 Federal student loan debt (1%)
  • 26 Private student loan debt (1%)

Here is a breakdown of complaints:

  • 2345 Attempts to collect debt not owed (52%)
  • 826 Written notification about debt (18%)
  • 453 Took or threatened to take negative or legal action (10%)
  • 444 False statements or representation (10%)
  • 349 Communication tactics (8%)
  • 62 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

  • 1142 Debt is not yours (25%)
  • 724 Debt was result of identity theft (16%)
  • 543 Didnt receive enough information to verify debt (12%)
  • 409 Debt was paid (9%)
  • 366 Attempted to collect wrong amount (8%)

The top states complaints were filed from are:

  • 574 Complaints: TX
  • 531 Complaints: FL
  • 471 Complaints: CA
  • 364 Complaints: GA
  • 205 Complaints: NY
  • 175 Complaints: NC
  • 173 Complaints: IL
  • 146 Complaints: PA
  • 137 Complaints: NJ
  • 121 Complaints: VA

The status of the month’s complaints are as follows:

  • 3374 Closed with explanation (75%)
  • 644 In progress (14%)
  • 388 Closed with non-monetary relief (9%)
  • 54 Untimely response (1%)
  • 19 Closed with monetary relief (0%)

This includes 4366 (97%) timely responses to complaints, and 113 (3%) untimely responses.

Quick analysis: Summer Vacations are Over

After a summer season where most litigation was either consistently down or only marginally increasing, August litigation and consumer complaints rebounded with double-digit increases across the board.

TCPA (+33.3%) led the month with the stongest increase, followed by FDCPA (+15.5%) and FCRA (+11.9%). FCRA is still the only statute ahead of last year in the YTD column (+4.2%) whole TCPA (-20%) and FDCPA (-25.5%) are still in the negatives. A few more months like August, and that could easily change.

CFPB complaints against collectors and creditors were also up strong for the month (+12.5%), but are still down for the year (-15.6%).

In other news, putative class actions represented 9.9% of FDCPA, 48.8% of TCPA and 3.2% of FCRA lawsuits filed last month. About 42% of all plaintiffs who filed suit last month had filed at least once before. And finally, Las Vegas attorney Michael Kind make his debut at the top of this list for representing the most consumers in August (26)* while Florida attorney Jibrael S Hindi has still represented the most consumers for the year so far (228).

* Technically Shireen Hormozdi Bowman represented 30 consumers, but 27 of them were in one lawsuit so we are giving the title to Michael Kind.

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Aug 01, 2022
Aug 31, 2022
Jul 01, 2022
Jul 31, 2022
Aug 01, 2021
Aug 31, 2021
Jan 01, 2022
Aug 31, 2022
Jan 01, 2021
Aug 31, 2021
CFPB  4984 4431 12.5% 6190 -19.5% 41668 49371 -15.6%
FDCPA  372 322 15.5% 601 -38.1% 3358 4510 -25.5%
FCRA  497 444 11.9% 473 5.1% 3830 3674 4.2%
TCPA  168 126 33.3% 120 40.0% 1027 1283 -20.0%

 

Complaint Statistics:

4984 consumers filed CFPB complaints, and about 919 consumers filed lawsuits under consumer statutes from Aug 01, 2022 to Aug 31, 2022.

  • 4984 CFPB Complaints
  • 372 FDCPA, 37 Class Action (9.9%)
  • 168 TCPA, 82 Class Action (48.8%)
  • 497 FCRA, 16 Class Action (3.2%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 919 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 389, or (42%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 2846 lawsuits since 2001
  • Actions were filed in 147 different US District Court branches.
  • About 672 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 62 Lawsuits: Georgia Northern District Court – Atlanta
  • 53 Lawsuits: Illinois Northern District Court – Chicago
  • 46 Lawsuits: Florida Middle District Court – Tampa
  • 38 Lawsuits: Nevada District Court – Las Vegas
  • 30 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 29 Lawsuits: Minnesota District Court – Dmn
  • 25 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 25 Lawsuits: Florida Middle District Court – Orlando
  • 24 Lawsuits: New York Eastern District Court – Brooklyn
  • 22 Lawsuits: California Southern District Court – San Diego

The most active consumer attorneys were:

  • Representing 30 Consumers: SHIREEN HORMOZDI BOWMAN
  • Representing 26 Consumers: MICHAEL KIND
  • Representing 26 Consumers: GERARDO AVALOS
  • Representing 26 Consumers: GEORGE HAINES
  • Representing 26 Consumers: MATTHEW THOMAS BERRY
  • Representing 17 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 16 Consumers: SYED HASEEB HUSSAIN
  • Representing 16 Consumers: CATRINA EOM SMITH
  • Representing 15 Consumers: JOHN W KAUFFMAN
  • Representing 10 Consumers: CARL SCHWARTZ

Statistics Year to Date:
7511 total lawsuits for 2022, including:

  • 3358 FDCPA
  • 3830 FCRA
  • 1027 TCPA

Number of Unique Plaintiffs for 2022: 6796 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 228 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 195 Consumers: THOMAS JOHN PATTI
  • Representing 179 Consumers: MATTHEW THOMAS BERRY
  • Representing 134 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 127 Consumers: LEONARD ANTHONY BENNETT
  • Representing 116 Consumers: DREW DAVID SARRETT
  • Representing 107 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 106 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 99 Consumers: SYED HASEEB HUSSAIN
  • Representing 85 Consumers: NATHAN CHARLES VOLHEIM

——————————————————————————————————-
CFPB Complaint Statistics:

There were 4984 complaints filed against debt collectors from Aug 01, 2022 to Aug 31, 2022.

Total number of debt collectors complained about: 818

The types of debt behind the complaints were:

  • 1415 Other debt (28%)
  • 1176 I do not know (24%)
  • 1135 Credit card debt (23%)
  • 718 Medical debt (14%)
  • 247 Auto debt (5%)
  • 141 Payday loan debt (3%)
  • 91 Mortgage debt (2%)
  • 40 Private student loan debt (1%)
  • 21 Federal student loan debt (0%)

Here is a breakdown of complaints:

  • 2680 Attempts to collect debt not owed (54%)
  • 903 Written notification about debt (18%)
  • 506 Took or threatened to take negative or legal action (10%)
  • 471 False statements or representation (9%)
  • 347 Communication tactics (7%)
  • 77 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1423 Debt is not yours (29%)
  • 775 Debt was result of identity theft (16%)
  • 592 Didnt receive enough information to verify debt (12%)
  • 402 Debt was paid (8%)
  • 381 Attempted to collect wrong amount (8%)

The top states complaints were filed from are:

  • 585 Complaints: FL
  • 583 Complaints: TX
  • 487 Complaints: CA
  • 404 Complaints: GA
  • 252 Complaints: IL
  • 227 Complaints: PA
  • 210 Complaints: NY
  • 157 Complaints: NJ
  • 143 Complaints: NC
  • 137 Complaints: MI

The status of the month’s complaints are as follows:

  • 3785 Closed with explanation (76%)
  • 671 In progress (13%)
  • 450 Closed with non-monetary relief (9%)
  • 58 Untimely response (1%)
  • 20 Closed with monetary relief (0%)

This includes 4838 (97%) timely responses to complaints, and 146 (3%) untimely responses.

Quick analysis: From a slog to a slump.

Last month we talked about the “June Litigation Slog” – and now we are extending it to the “Dog Days Slump”.

Consumer litigation is down across the board again from last month (TCPA -3.8%, FDCPA -18.7%, FCRA -5.1%), and YTD too (TCPA -26.1%, FDCPA -23.6%) with the exception of FCRA filings – which only ticked up a meager +1.6%.

CFPB complaints also declined -4.6% for the month and are down -15.1% YTD – it seems like that decline is getting steeper as the year goes on.

In other news, putative class actions represented 11.5% of FDCPA, 65.1% of TCPA and 1.4% of FCRA lawsuits filed last month. About 41% of all plaintiffs who filed suit last month had filed at least once before. And finally, Nevada attorneys Shawn Wayne Miller and David H Krieger took the top spot for representing the most consumers in July (22) while Florida attorney Jibrael S Hindi has still represented the most consumers for the year so far (214).

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Jul 01, 2022
Jul 31, 2022
Jun 01, 2022
Jun 30, 2022
Jul 01, 2021
Jul 31, 2021
Jan 01, 2022
Jul 31, 2022
Jan 01, 2021
Jul 31, 2021
CFPB  4393 4605 -4.6% 7361 -40.3% 36641 43181 -15.1%
FDCPA  321 395 -18.7% 561 -42.8% 2985 3909 -23.6%
FCRA  443 467 -5.1% 436 1.6% 3332 3201 4.1%
TCPA  126 131 -3.8% 132 -4.5% 859 1162 -26.1%

 

Complaint Statistics:

4393 consumers filed CFPB complaints, and about 781 consumers filed lawsuits under consumer statutes from Jul 01, 2022 to Jul 31, 2022.

  • 4393 CFPB Complaints
  • 321 FDCPA, 37 Class Action (11.5%)
  • 126 TCPA, 82 Class Action (65.1%)
  • 443 FCRA, 6 Class Action (1.4%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 781 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 322, or (41%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 2023 lawsuits since 2001
  • Actions were filed in 131 different US District Court branches.
  • About 528 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 38 Lawsuits: Illinois Northern District Court – Chicago
  • 37 Lawsuits: Georgia Northern District Court – Atlanta
  • 35 Lawsuits: Florida Middle District Court – Tampa
  • 31 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 28 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 26 Lawsuits: Nevada District Court – Las Vegas
  • 25 Lawsuits: Minnesota District Court – Dmn
  • 24 Lawsuits: Florida Southern District Court – Miami
  • 19 Lawsuits: New Jersey District Court – Newark
  • 17 Lawsuits: Florida Middle District Court – Orlando

The most active consumer attorneys were:

  • Representing 22 Consumers: DAVID H KRIEGER
  • Representing 22 Consumers: SHAWN WAYNE MILLER
  • Representing 16 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 16 Consumers: CATRINA EOM SMITH
  • Representing 14 Consumers: ANDREW JOHN SHAMIS
  • Representing 13 Consumers: SCOTT ADAM EDELSBERG
  • Representing 11 Consumers: GARRETT O BERG
  • Representing 11 Consumers: JENNIFER GOMES SIMIL
  • Representing 11 Consumers: DAVID J PHILIPPS
  • Representing 9 Consumers: NICOLA CARLENE RICHARDS

Statistics Year to Date:
6590 total lawsuits for 2022, including:

  • 2985 FDCPA
  • 3332 FCRA
  • 859 TCPA

Number of Unique Plaintiffs for 2022: 5982 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 214 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 192 Consumers: THOMAS JOHN PATTI
  • Representing 153 Consumers: MATTHEW THOMAS BERRY
  • Representing 129 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 122 Consumers: LEONARD ANTHONY BENNETT
  • Representing 113 Consumers: DREW DAVID SARRETT
  • Representing 100 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 90 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 83 Consumers: SYED HASEEB HUSSAIN

——————————————————————————————————-
CFPB Complaint Statistics:

There were 4393 complaints filed against debt collectors from Jul 01, 2022 to Jul 31, 2022.

Total number of debt collectors complained about: 734

The types of debt behind the complaints were:

  • 1305 Other debt (30%)
  • 1010 Credit card debt (23%)
  • 980 I do not know (22%)
  • 648 Medical debt (15%)
  • 209 Auto debt (5%)
  • 112 Payday loan debt (3%)
  • 68 Mortgage debt (2%)
  • 46 Private student loan debt (1%)
  • 15 Federal student loan debt (0%)

Here is a breakdown of complaints:

  • 2272 Attempts to collect debt not owed (52%)
  • 972 Written notification about debt (22%)
  • 401 Took or threatened to take negative or legal action (9%)
  • 350 Communication tactics (8%)
  • 327 False statements or representation (7%)
  • 71 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1085 Debt is not yours (25%)
  • 723 Debt was result of identity theft (16%)
  • 587 Didnt receive enough information to verify debt (13%)
  • 387 Debt was paid (9%)
  • 349 Didnt receive notice of right to dispute (8%)

The top states complaints were filed from are:

  • 537 Complaints: FL
  • 516 Complaints: TX
  • 408 Complaints: CA
  • 365 Complaints: GA
  • 191 Complaints: IL
  • 188 Complaints: NY
  • 179 Complaints: PA
  • 152 Complaints: NC
  • 139 Complaints: VA
  • 138 Complaints: MD

The status of the month’s complaints are as follows:

  • 3316 Closed with explanation (75%)
  • 596 In progress (14%)
  • 399 Closed with non-monetary relief (9%)
  • 51 Untimely response (1%)
  • 31 Closed with monetary relief (1%)

This includes 4250 (97%) timely responses to complaints, and 143 (3%) untimely responses.

Quick analysis: June Litigation Slog

June 2022 wasn’t particularly robust, nor lackluster, nor surprising. FDCPA lawsuits were down a bit (-3.7%) while TCPA and FCRA lawsuits were up a bit (+4.8% and +.9% respectively). FDCPA and TCPA suits are still down double digits YTD (-20.7% and -28.8% respectively) while FCRA suits are still up YTD (+4.4%). CFPB complaints against debt collectors were down a bit (-1.3%) for the month and down a bit more YTD (-10.1%).

In other news, putative class actions represented 11.1% of FDCPA, 54.2% of TCPA and 3.9% of FCRA lawsuits filed last month. About 39% of all plaintiffs who filed suit last month had filed at least once before. And finally, Georgia attorney Matthew Thomas Berry again took the top spot for representing the most consumers in June (24) while Florida attorney Jibrael S Hindi has still represented the most consumers for the year so far (207).

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Jun 01, 2022
Jun 30, 2022
May 01, 2022
May 31, 2022
Jun 01, 2021
Jun 30, 2021
Jan 01, 2022
Jun 30, 2022
Jan 01, 2021
Jun 30, 2021
CFPB  4553 4612 -1.3% 6796 -33.0% 32188 35820 -10.1%
FDCPA  395 410 -3.7% 623 -36.6% 2656 3348 -20.7%
FCRA  467 463 0.9% 503 -7.2% 2887 2765 4.4%
TCPA  131 125 4.8% 182 -28.0% 733 1030 -28.8%

 

Complaint Statistics:

4553 consumers filed CFPB complaints, and about 872 consumers filed lawsuits under consumer statutes from Jun 01, 2022 to Jun 30, 2022.

  • 4553 CFPB Complaints
  • 395 FDCPA, 44 Class Action (11.1%)
  • 131 TCPA, 71 Class Action (54.2%)
  • 467 FCRA, 18 Class Action (3.9%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 872 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 336, or (39%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 2175 lawsuits since 2001
  • Actions were filed in 154 different US District Court branches.
  • About 564 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 55 Lawsuits: Illinois Northern District Court – Chicago
  • 49 Lawsuits: Georgia Northern District Court – Atlanta
  • 41 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 39 Lawsuits: Florida Middle District Court – Tampa
  • 28 Lawsuits: California Southern District Court – San Diego
  • 25 Lawsuits: Florida Southern District Court – Fort Lauderdale
  • 24 Lawsuits: New York Eastern District Court – Brooklyn
  • 22 Lawsuits: New York Southern District Court – Foley Square
  • 22 Lawsuits: Minnesota District Court – Dmn
  • 22 Lawsuits: Pennsylvania Eastern District Court – Philadelphia

The most active consumer attorneys were:

  • Representing 24 Consumers: MATTHEW THOMAS BERRY
  • Representing 14 Consumers: SYED HASEEB HUSSAIN
  • Representing 14 Consumers: JOEL SPENCER HALVORSEN
  • Representing 14 Consumers: NATHAN CHARLES VOLHEIM
  • Representing 13 Consumers: ERIC DONALD COLEMAN
  • Representing 13 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 12 Consumers: DAVID J PHILIPPS
  • Representing 11 Consumers: ALAIN CESAR
  • Representing 10 Consumers: JOHN THOMAS STEINKAMP
  • Representing 9 Consumers: JAMES R MCKENZIE

Statistics Year to Date:
5762 total lawsuits for 2022, including:

  • 2656 FDCPA
  • 2887 FCRA
  • 733 TCPA

Number of Unique Plaintiffs for 2022: 5265 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 207 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 187 Consumers: THOMAS JOHN PATTI
  • Representing 146 Consumers: MATTHEW THOMAS BERRY
  • Representing 125 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 120 Consumers: LEONARD ANTHONY BENNETT
  • Representing 112 Consumers: DREW DAVID SARRETT
  • Representing 87 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 84 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 74 Consumers: SYED HASEEB HUSSAIN

——————————————————————————————————-
CFPB Complaint Statistics:

There were 4553 complaints filed against debt collectors from Jun 01, 2022 to Jun 30, 2022.

Total number of debt collectors complained about: 800

The types of debt behind the complaints were:

  • 1203 Other debt (26%)
  • 1100 I do not know (24%)
  • 1058 Credit card debt (23%)
  • 771 Medical debt (17%)
  • 179 Auto debt (4%)
  • 107 Payday loan debt (2%)
  • 69 Mortgage debt (2%)
  • 41 Private student loan debt (1%)
  • 25 Federal student loan debt (1%)

Here is a breakdown of complaints:

  • 2264 Attempts to collect debt not owed (50%)
  • 990 Written notification about debt (22%)
  • 449 Took or threatened to take negative or legal action (10%)
  • 409 False statements or representation (9%)
  • 350 Communication tactics (8%)
  • 91 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1047 Debt is not yours (23%)
  • 715 Debt was result of identity theft (16%)
  • 619 Didnt receive enough information to verify debt (14%)
  • 446 Debt was paid (10%)
  • 341 Attempted to collect wrong amount (7%)

The top states complaints were filed from are:

  • 612 Complaints: FL
  • 523 Complaints: TX
  • 457 Complaints: CA
  • 347 Complaints: GA
  • 221 Complaints: NY
  • 172 Complaints: PA
  • 161 Complaints: IL
  • 157 Complaints: SC
  • 153 Complaints: NJ
  • 124 Complaints: NC

The status of the month’s complaints are as follows:

  • 3508 Closed with explanation (77%)
  • 518 In progress (11%)
  • 436 Closed with non-monetary relief (10%)
  • 67 Untimely response (1%)
  • 24 Closed with monetary relief (1%)

This includes 4418 (97%) timely responses to complaints, and 135 (3%) untimely responses.

Quick analysis: It’s Opposite Month!

May 2022 has defied every trendline in the consumer complaint and litigation spheres. TCPA and FDCPA lawsuits have been pretty consistently trending downward, while FCRA lawsuits and CFPB complaints have been trending upward. Not so this month. Turn it all around, you have TCPA (+6.8%) and FDCPA (+7.9%) both up over the previous month, and FCRA (-10.3%) and CFPB complaints (-25.3%) both down from the previous month. Having said that, one month of backwards numbers isn’t enough to significantly throw off the YTD trends, which still show FDCPA (-17.1%) and TCPA (-29%) down and FCRA (+7.0%) up. YTD CFPB complaints are in the negative, but that is almost certainly temporary.

In other news, putative class actions represented 10.2% of FDCPA, 55.2% of TCPA and 3.0% of FCRA lawsuits filed last month. About 42% of all plaintiffs who filed suit last month had filed at least once before. And finally, Georgia attorney Matthew Thomas Berry took the top spot for representing the most consumers in April (21) while Florida attorney Jibrael S Hindi has represented the most consumers for the year so far (206).

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
May 01, 2022
May 31, 2022
Apr 01, 2022
Apr 30, 2022
May 01, 2021
May 31, 2021
Jan 01, 2022
May 31, 2022
Jan 01, 2021
May 31, 2021
CFPB  4495 6014 -25.3% 5432 -17.2% 27210 28235 -3.6%
FDCPA  410 380 7.9% 615 -33.3% 2260 2725 -17.1%
FCRA  463 516 -10.3% 428 8.2% 2420 2262 7.0%
TCPA  125 117 6.8% 112 11.6% 602 848 -29.0%

 

Complaint Statistics:

4495 consumers filed CFPB complaints, and about 891 consumers filed lawsuits under consumer statutes from May 01, 2022 to May 31, 2022.

  • 4495 CFPB Complaints
  • 410 FDCPA, 42 Class Action (10.2%)
  • 125 TCPA, 69 Class Action (55.2%)
  • 463 FCRA, 14 Class Action (3.0%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 891 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 374, or (42%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 3820 lawsuits since 2001
  • Actions were filed in 147 different US District Court branches.
  • About 600 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 57 Lawsuits: Illinois Northern District Court – Chicago
  • 54 Lawsuits: Georgia Northern District Court – Atlanta
  • 46 Lawsuits: Florida Middle District Court – Tampa
  • 33 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 32 Lawsuits: New York Eastern District Court – Brooklyn
  • 27 Lawsuits: California Southern District Court – San Diego
  • 25 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 24 Lawsuits: Indiana Southern District Court – Indianapolis
  • 23 Lawsuits: Nevada District Court – Las Vegas
  • 21 Lawsuits: New Jersey District Court – Newark

The most active consumer attorneys were:

  • Representing 21 Consumers: MATTHEW THOMAS BERRY
  • Representing 18 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 16 Consumers: MANUEL SANTIAGO HIRALDO
  • Representing 15 Consumers: DAVID J PHILIPPS
  • Representing 15 Consumers: YAAKOV SAKS
  • Representing 14 Consumers: GEORGE HAINES
  • Representing 14 Consumers: JOHN THOMAS STEINKAMP
  • Representing 14 Consumers: MICHAEL KIND
  • Representing 14 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 14 Consumers: GERARDO AVALOS

Statistics Year to Date:
4861 total lawsuits for 2022, including:

  • 2260 FDCPA
  • 2420 FCRA
  • 602 TCPA

Number of Unique Plaintiffs for 2022: 4462 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 206 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 181 Consumers: THOMAS JOHN PATTI
  • Representing 122 Consumers: MATTHEW THOMAS BERRY
  • Representing 122 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 117 Consumers: LEONARD ANTHONY BENNETT
  • Representing 110 Consumers: DREW DAVID SARRETT
  • Representing 79 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 74 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 60 Consumers: SYED HASEEB HUSSAIN

——————————————————————————————————-
CFPB Complaint Statistics:

There were 4495 complaints filed against debt collectors from May 01, 2022 to May 31, 2022.

Total number of debt collectors complained about: 770

The types of debt behind the complaints were:

  • 1158 Other debt (26%)
  • 1083 I do not know (24%)
  • 1077 Credit card debt (24%)
  • 731 Medical debt (16%)
  • 213 Auto debt (5%)
  • 99 Payday loan debt (2%)
  • 72 Mortgage debt (2%)
  • 32 Federal student loan debt (1%)
  • 30 Private student loan debt (1%)

Here is a breakdown of complaints:

  • 2353 Attempts to collect debt not owed (52%)
  • 876 Written notification about debt (19%)
  • 453 Took or threatened to take negative or legal action (10%)
  • 420 False statements or representation (9%)
  • 313 Communication tactics (7%)
  • 80 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1176 Debt is not yours (26%)
  • 708 Debt was result of identity theft (16%)
  • 564 Didnt receive enough information to verify debt (13%)
  • 390 Debt was paid (9%)
  • 318 Attempted to collect wrong amount (7%)

The top states complaints were filed from are:

  • 612 Complaints: FL
  • 503 Complaints: TX
  • 425 Complaints: GA
  • 420 Complaints: CA
  • 252 Complaints: NY
  • 174 Complaints: IL
  • 155 Complaints: PA
  • 141 Complaints: VA
  • 139 Complaints: SC
  • 130 Complaints: NJ

The status of the month’s complaints are as follows:

  • 3474 Closed with explanation (77%)
  • 560 In progress (12%)
  • 379 Closed with non-monetary relief (8%)
  • 46 Untimely response (1%)
  • 36 Closed with monetary relief (1%)

This includes 4372 (97%) timely responses to complaints, and 123 (3%) untimely responses.

WebRecon is the Inventor of the “Litigious Consumer Scrub” or “Litigator Scrub” (depending on which industry you are coming to us from)

While there are some imitators out there, none can deliver all of the benefits of WebRecon. We have been at this since the beginning of 2009 and have developed the most advanced tools and most comprehensive database of consumer litigation. So what are some of the things that set WebRecon apart from all of the others?

Non-Federal Litigation: Anyone can offer Federal TCPA, FDCPA or FCRA litigator data, that’s relatively easy. WebRecon is the only company that is also able to bring in hundreds of non-Federal cases (city, state, county, even small claims cases) from all over the country each month, giving you better protection against the people who look at you as an easy mark. If you are not scrubbing for non-Federal data, you are missing a huge piece of the puzzle!

TCPA Name/Zip Search: The other guys offer a TCPA phone scrub, and that may be all you think you need. But WebRecon goes so much further. We have the name and zip code of every litigator in our database, and are able to offer a scrub using that data (in addition to phones) for better protection against the highest risk consumers. You will always catch more litigators with a name/zip combo than with just a phone.

Broader Litigation Search: Again, many our competitors focus only on TCPA, but many TCPA litigators get their start suing under other, related consumer statutes (like FDCPA and FCRA) and only come to TCPA later in the game. We know who they are, and our competitors don’t. Only WebRecon tracks the broad spectrum of consumer litigation that can tell you not only who the past litigators are, but also who the high-risk future TCPA litigators are.

Acquire Litigator Phone Data: Scrub through our API, use our batch process, or buy the data and do it on your end. We can provide the entire WebRecon phone database on-demand for you to use internally. We add new phones twice weekly to keep you as current as possible. WebRecon gives you a choice of the best way to interact with us.

Prices Starting at $199/Month: The other guys will gouge you for this data if you let them. WebRecon originated the Litigator Scrub in 2009 and serves many hundreds of clients who utilize the service to protect themselves every single day. WebRecon is considered the gold standard for this type of service, and we have the confidence of consumer advocate organizations and federal regulators. Our reputation is solid and our pricing is transparent.

If you are using one of the “other guys” for a Litigator Scrub, we strongly encourage you to run an “apple-to-apple” test with our free 30-day trial to see all of the hits you are currently missing!

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Quick analysis: Lawsuits & Complaints Mostly Down

In April, CFPB complaints (-2.4%) and consumer lawsuits (TCPA -2.5%, FDCPA -24.2%) were mostly down, with the exception being FCRA litigation (+4.0%) which was up. This closely follows the YTD trend so far, with TCPA (-35.2%) and FDCPA (12.4%) down and FCRA (+6.7%) up, while CFPB complaints (-.7%) are down a sliver.

In other news, putative class actions represented 9.2% of FDCPA, 51.3% of TCPA and 1.7% of FCRA lawsuits filed last month. About 43% of all plaintiffs who filed suit last month had filed at least once before. And finally, Virginia attorneys Leonard Anthony Bennett, Craig Carley Marchiando, Drew David Sarrett shared the top spot for representing the most consumers in April (an explosive 107) while Florida attorney Jibrael S. Hindi has represented the most consumers for the year so far (199).

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Apr 01, 2022
Apr 30, 2022
Mar 01, 2022
Mar 31, 2022
Apr 01, 2021
Apr 30, 2021
Jan 01, 2022
Apr 30, 2022
Jan 01, 2021
Apr 30, 2021
CFPB  5953 6102 -2.4% 5738 3.7% 22643 22803 -0.7%
FDCPA  379 500 -24.2% 585 -35.2% 1849 2110 -12.4%
FCRA  515 495 4.0% 446 15.5% 1956 1834 6.7%
TCPA  117 120 -2.5% 138 -15.2% 477 736 -35.2%

 

Complaint Statistics:

5953 consumers filed CFPB complaints, and about 903 consumers filed lawsuits under consumer statutes from Apr 01, 2022 to Apr 30, 2022.

  • 5953 CFPB Complaints
  • 379 FDCPA, 35 Class Action (9.2%)
  • 117 TCPA, 60 Class Action (51.3%)
  • 515 FCRA, 9 Class Action (1.7%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 903 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 392, or (43%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 3172 lawsuits since 2001
  • Actions were filed in 138 different US District Court branches.
  • About 570 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 113 Lawsuits: Virginia Eastern District Court – Richmond
  • 51 Lawsuits: Illinois Northern District Court – Chicago
  • 44 Lawsuits: Florida Middle District Court – Tampa
  • 41 Lawsuits: Georgia Northern District Court – Atlanta
  • 35 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 32 Lawsuits: New York Eastern District Court – Brooklyn
  • 27 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 24 Lawsuits: Indiana Southern District Court – Indianapolis
  • 21 Lawsuits: Florida Southern District Court – Fort Lauderdale
  • 20 Lawsuits: Minnesota District Court – Dmn

The most active consumer attorneys were:

  • Representing 107 Consumers: LEONARD ANTHONY BENNETT
  • Representing 107 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 106 Consumers: DREW DAVID SARRETT
  • Representing 19 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 17 Consumers: SYED HASEEB HUSSAIN
  • Representing 16 Consumers: JOHN THOMAS STEINKAMP
  • Representing 15 Consumers: THOMAS JOHN PATTI
  • Representing 14 Consumers: MATTHEW THOMAS BERRY
  • Representing 13 Consumers: GLORIA CHI-KI LAM
  • Representing 13 Consumers: KYLE W SCHUMACHER

Statistics Year to Date:
3965 total lawsuits for 2022, including:

  • 1849 FDCPA
  • 1956 FCRA
  • 477 TCPA

Number of Unique Plaintiffs for 2022: 3637 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 199 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 180 Consumers: THOMAS JOHN PATTI
  • Representing 116 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 113 Consumers: LEONARD ANTHONY BENNETT
  • Representing 106 Consumers: DREW DAVID SARRETT
  • Representing 101 Consumers: MATTHEW THOMAS BERRY
  • Representing 61 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 60 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 52 Consumers: SYED HASEEB HUSSAIN

——————————————————————————————————-
CFPB Complaint Statistics:

There were 5953 complaints filed against debt collectors from Apr 01, 2022 to Apr 30, 2022.

Total number of debt collectors complained about: 854

The types of debt behind the complaints were:

  • 1535 Other debt (26%)
  • 1446 I do not know (24%)
  • 1438 Credit card debt (24%)
  • 958 Medical debt (16%)
  • 265 Auto debt (4%)
  • 149 Payday loan debt (3%)
  • 72 Mortgage debt (1%)
  • 45 Private student loan debt (1%)
  • 45 Federal student loan debt (1%)

Here is a breakdown of complaints:

  • 3077 Attempts to collect debt not owed (52%)
  • 1334 Written notification about debt (22%)
  • 528 Took or threatened to take negative or legal action (9%)
  • 491 False statements or representation (8%)
  • 433 Communication tactics (7%)
  • 90 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1552 Debt is not yours (26%)
  • 913 Debt was result of identity theft (15%)
  • 749 Didnt receive enough information to verify debt (13%)
  • 548 Didnt receive notice of right to dispute (9%)
  • 528 Debt was paid (9%)

The top states complaints were filed from are:

  • 871 Complaints: FL
  • 609 Complaints: TX
  • 496 Complaints: CA
  • 468 Complaints: GA
  • 312 Complaints: PA
  • 281 Complaints: NY
  • 220 Complaints: IL
  • 175 Complaints: NJ
  • 173 Complaints: NC
  • 173 Complaints: OH

The status of the month’s complaints are as follows:

  • 4620 Closed with explanation (78%)
  • 637 In progress (11%)
  • 602 Closed with non-monetary relief (10%)
  • 53 Untimely response (1%)
  • 41 Closed with monetary relief (1%)

This includes 5790 (97%) timely responses to complaints, and 163 (3%) untimely responses.

Quick analysis: Lawsuits Up Across The Board

CFPB complaints (+8.3%) and consumer litigation (FDCPA +10.6%, TCPA +10.1%, FCRA +17.3%) all spiked by double-digit percentages across all three major consumer statutes in March. However, only FCRA (+3.8%) is up YTD. CFPB complaints (-2.8%), FDCPA (-3.6%) and TCPA lawsuits (-39.8%) are all down compared to this time last year.

In other news, putative class actions represented 15.8% of FDCPA, 49.2% of TCPA and 4.8% of FCRA lawsuits filed last month. Those percentages are all up from the previous month as well. About 43% of all plaintiffs who filed suit last month had filed at least once before. And finally, Georgia attorney Matthew Thomas Berry and Florida attorney Thomas John Patti tied for the top spot for representing the most consumers in February (41) while Patti’s colleague Jibrael S. Hindi has represented the most consumers for the year so far (182).

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Mar 01, 2022
Mar 31, 2022
Feb 01, 2022
Feb 28, 2022
Mar 01, 2021
Mar 31, 2021
Jan 01, 2022
Mar 31, 2022
Jan 01, 2021
Mar 31, 2021
CFPB  5984 5524 8.3% 6743 -11.3% 16584 17065 -2.8%
FDCPA  500 452 10.6% 559 -10.6% 1470 1525 -3.6%
FCRA  495 422 17.3% 515 -3.9% 1441 1388 3.8%
TCPA  120 109 10.1% 199 -39.7% 360 598 -39.8%

 

Complaint Statistics:

5984 consumers filed CFPB complaints, and about 1019 consumers filed lawsuits under consumer statutes from Mar 01, 2022 to Mar 31, 2022.

  • 5984 CFPB Complaints
  • 500 FDCPA, 79 Class Action (15.8%)
  • 120 TCPA, 59 Class Action (49.2%)
  • 495 FCRA, 24 Class Action (4.8%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 1019 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 437, or (43%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 3163 lawsuits since 2001
  • Actions were filed in 151 different US District Court branches.
  • About 643 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 59 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 55 Lawsuits: Florida Middle District Court – Tampa
  • 50 Lawsuits: Illinois Northern District Court – Chicago
  • 47 Lawsuits: Georgia Northern District Court – Atlanta
  • 26 Lawsuits: New York Southern District Court – Foley Square
  • 26 Lawsuits: Minnesota District Court – Dmn
  • 24 Lawsuits: Indiana Southern District Court – Indianapolis
  • 24 Lawsuits: Florida Southern District Court – Fort Lauderdale
  • 23 Lawsuits: Texas Northern District Court – Dallas
  • 23 Lawsuits: Arizona District Court – Phoenix

The most active consumer attorneys were:

  • Representing 41 Consumers: MATTHEW THOMAS BERRY
  • Representing 41 Consumers: THOMAS JOHN PATTI
  • Representing 40 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 22 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 21 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 19 Consumers: CHRISTOFER MERRITT
  • Representing 14 Consumers: JOHN THOMAS STEINKAMP
  • Representing 13 Consumers: JAMES H LAWSON
  • Representing 13 Consumers: DAVID ALI CHAMI

Statistics Year to Date:
3025 total lawsuits for 2022, including:

  • 1470 FDCPA
  • 1441 FCRA
  • 360 TCPA

Number of Unique Plaintiffs for 2022: 2798 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 182 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 165 Consumers: THOMAS JOHN PATTI
  • Representing 87 Consumers: MATTHEW THOMAS BERRY
  • Representing 51 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 42 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 37 Consumers: YAAKOV SAKS
  • Representing 36 Consumers: ALEJANDRO EMMANUEL FIGUEROA
  • Representing 35 Consumers: SYED HASEEB HUSSAIN
  • Representing 34 Consumers: DAVID J S MADGETT

——————————————————————————————————-
CFPB Complaint Statistics:

There were 5984 complaints filed against debt collectors from Mar 01, 2022 to Mar 31, 2022.

Total number of debt collectors complained about: 869

The types of debt behind the complaints were:

  • 1535 I do not know (26%)
  • 1486 Credit card debt (25%)
  • 1441 Other debt (24%)
  • 911 Medical debt (15%)
  • 309 Auto debt (5%)
  • 119 Payday loan debt (2%)
  • 108 Mortgage debt (2%)
  • 46 Private student loan debt (1%)
  • 29 Federal student loan debt (0%)

Here is a breakdown of complaints:

  • 3202 Attempts to collect debt not owed (54%)
  • 1257 Written notification about debt (21%)
  • 532 Took or threatened to take negative or legal action (9%)
  • 477 False statements or representation (8%)
  • 407 Communication tactics (7%)
  • 109 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1718 Debt is not yours (29%)
  • 900 Debt was result of identity theft (15%)
  • 799 Didnt receive enough information to verify debt (13%)
  • 501 Debt was paid (8%)
  • 391 Attempted to collect wrong amount (7%)

The top states complaints were filed from are:

  • 877 Complaints: FL
  • 665 Complaints: TX
  • 512 Complaints: CA
  • 436 Complaints: GA
  • 264 Complaints: IL
  • 255 Complaints: NY
  • 244 Complaints: PA
  • 206 Complaints: OH
  • 189 Complaints: VA
  • 187 Complaints: NC

The status of the month’s complaints are as follows:

  • 4545 Closed with explanation (76%)
  • 719 In progress (12%)
  • 593 Closed with non-monetary relief (10%)
  • 89 Untimely response (1%)
  • 38 Closed with monetary relief (1%)

This includes 5820 (97%) timely responses to complaints, and 164 (3%) untimely responses.

Quick analysis: After a strong start to 2022, litigation tumbles in Feb

FDCPA (-12.9%), TCPA (-16.8%) and FCRA (-19.8%) were all down by double-digit percentages in February. CFPB complaints, however, were up +8.4% over January.

While it is WAY too early to identify trends for 2022, we will note that FDCPA is actually up YTD by +.3%, while TCPA is down YTD by -39.8% over the first two months of 2021. Both kind of interesting numbers, particularly the TCPA one.

In other news, putative class actions represented 10% of FDCPA, 44% of TCPA and 2.6% of FCRA lawsuits filed last month. About 45%(!) of all plaintiffs who filed suit last month had filed at least once before. And finally, Florida attorney Jibrael S Hindi took the top spot for representing the most consumers in February (54) and his colleague at the same firm Thomas John Patti has represented the most consumers for the year so far (124)

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Feb 01, 2022
Feb 28, 2022
Jan 01, 2022
Jan 31, 2022
Feb 01, 2021
Feb 28, 2021
Jan 01, 2022
Feb 28, 2022
Jan 01, 2021
Feb 28, 2021
CFPB  5519 5078 8.7% 5291 4.3% 10597 10322 2.7%
FDCPA  451 518 -12.9% 472 -4.4% 969 966 0.3%
FCRA  420 524 -19.8% 412 1.9% 944 873 8.1%
TCPA  109 131 -16.8% 160 -31.9% 240 399 -39.8%

 

Complaint Statistics:

5519 consumers filed CFPB complaints, and about 876 consumers filed lawsuits under consumer statutes from Feb 01, 2022 to Feb 28, 2022.

  • 5519 CFPB Complaints
  • 451 FDCPA, 45 Class Action (10.0%)
  • 109 TCPA, 48 Class Action (44.0%)
  • 420 FCRA, 11 Class Action (2.6%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 876 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 390, or (45%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 2864 lawsuits since 2001
  • Actions were filed in 146 different US District Court branches.
  • About 572 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 53 Lawsuits: Georgia Northern District Court – Atlanta
  • 51 Lawsuits: Illinois Northern District Court – Chicago
  • 41 Lawsuits: Florida Middle District Court – Tampa
  • 30 Lawsuits: Minnesota District Court – Dmn
  • 29 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 28 Lawsuits: Florida Southern District Court – Miami
  • 24 Lawsuits: Texas Northern District Court – Dallas
  • 24 Lawsuits: Florida Southern District Court – Fort Lauderdale
  • 20 Lawsuits: Florida Middle District Court – Orlando
  • 20 Lawsuits: New Jersey District Court – Newark

The most active consumer attorneys were:

  • Representing 45 Consumers: THOMAS JOHN PATTI
  • Representing 31 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 23 Consumers: JIBRAEL S HINDI
  • Representing 18 Consumers: MATTHEW THOMAS BERRY
  • Representing 15 Consumers: YAAKOV SAKS
  • Representing 13 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 12 Consumers: KYLE W SCHUMACHER
  • Representing 12 Consumers: ALEJANDRO EMMANUEL FIGUEROA
  • Representing 11 Consumers: DAVID J PHILIPPS
  • Representing 10 Consumers: JENNA DAKROUB

Statistics Year to Date:
1973 total lawsuits for 2022, including:

  • 969 FDCPA
  • 944 FCRA
  • 240 TCPA

Number of Unique Plaintiffs for 2022: 1844 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 124 Consumers: THOMAS JOHN PATTI
  • Representing 86 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 46 Consumers: MATTHEW THOMAS BERRY
  • Representing 33 Consumers: JIBRAEL S HINDI
  • Representing 30 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 29 Consumers: YAAKOV SAKS
  • Representing 25 Consumers: ALEJANDRO EMMANUEL FIGUEROA
  • Representing 23 Consumers: JIBRAEL S HINDI
  • Representing 23 Consumers: SYED HASEEB HUSSAIN
  • Representing 22 Consumers: DAVID J S MADGETT

——————————————————————————————————-
CFPB Complaint Statistics:

There were 5519 complaints filed against debt collectors from Feb 01, 2022 to Feb 28, 2022.

Total number of debt collectors complained about: 809

The types of debt behind the complaints were:

  • 1484 Credit card debt (27%)
  • 1384 I do not know (25%)
  • 1300 Other debt (24%)
  • 786 Medical debt (14%)
  • 277 Auto debt (5%)
  • 116 Payday loan debt (2%)
  • 67 Mortgage debt (1%)
  • 61 Federal student loan debt (1%)
  • 44 Private student loan debt (1%)

Here is a breakdown of complaints:

  • 2638 Attempts to collect debt not owed (48%)
  • 1538 Written notification about debt (28%)
  • 451 Took or threatened to take negative or legal action (8%)
  • 414 False statements or representation (8%)
  • 397 Communication tactics (7%)
  • 81 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

  • 1314 Debt is not yours (24%)
  • 810 Debt was result of identity theft (15%)
  • 793 Didnt receive notice of right to dispute (14%)
  • 705 Didnt receive enough information to verify debt (13%)
  • 425 Debt was paid (8%)

The top states complaints were filed from are:

  • 743 Complaints: FL
  • 580 Complaints: TX
  • 519 Complaints: CA
  • 468 Complaints: GA
  • 272 Complaints: PA
  • 243 Complaints: NY
  • 210 Complaints: IL
  • 179 Complaints: MI
  • 171 Complaints: VA
  • 163 Complaints: OH

The status of the month’s complaints are as follows:

  • 4249 Closed with explanation (77%)
  • 731 Closed with non-monetary relief (13%)
  • 430 In progress (8%)
  • 82 Untimely response (1%)
  • 27 Closed with monetary relief (0%)

This includes 5381 (97%) timely responses to complaints, and 138 (3%) untimely responses.

Quick analysis: 2022 Starts With a Bang

CFPB Complaints (+1.9%) inched up over December, but FDCPA (+13.1%), FCRA (+14.2%) and TCPA (+35.1%) lawsuits all exploded out of the gate with double-digit percent increases over their previous month numbers.

In other news, putative class actions represented 9.1% of FDCPA, 39.7% of TCPA and 4.0% of FCRA lawsuits filed last month. About 43%(!) of all plaintiffs who filed suit last month had filed at least once before. And finally, Florida attorney Thomas John Patti took the top spot for representing the most consumers in January and the year so far with 79 consumers represented.

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Jan 01, 2022
Jan 31, 2022
Dec 01, 2021
Dec 31, 2021
Jan 01, 2021
Jan 31, 2021
Jan 01, 2022
Jan 31, 2022
Jan 01, 2021
Jan 31, 2021
CFPB  5035 4941 1.9% 5031 0.1% 5035 5031 0.1%
FDCPA  518 458 13.1% 494 4.9% 518 494 4.9%
FCRA  524 459 14.2% 461 13.7% 524 461 13.7%
TCPA  131 97 35.1% 239 -45.2% 131 239 -45.2%

 

Complaint Statistics:

5035 consumers filed CFPB complaints, and about 1006 consumers filed lawsuits under consumer statutes from Jan 01, 2022 to Jan 31, 2022.

  • 5035 CFPB Complaints
  • 518 FDCPA, 47 Class Action (9.1%)
  • 131 TCPA, 52 Class Action (39.7%)
  • 524 FCRA, 21 Class Action (4.0%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 1006 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 429, or (43%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 4177 lawsuits since 2001
  • Actions were filed in 151 different US District Court branches.
  • About 763 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 69 Lawsuits: Illinois Northern District Court – Chicago
  • 53 Lawsuits: Georgia Northern District Court – Atlanta
  • 53 Lawsuits: Florida Middle District Court – Tampa
  • 43 Lawsuits: Florida Southern District Court – Miami
  • 42 Lawsuits: Florida Southern District Court – Fort Lauderdale
  • 33 Lawsuits: Minnesota District Court – Dmn
  • 31 Lawsuits: Nevada District Court – Las Vegas
  • 29 Lawsuits: New York Eastern District Court – Brooklyn
  • 28 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 25 Lawsuits: California Central District Court – Western Division – Los Angeles

The most active consumer attorneys were:

  • Representing 79 Consumers: THOMAS JOHN PATTI
  • Representing 55 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 28 Consumers: MATTHEW THOMAS BERRY
  • Representing 17 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 16 Consumers: JONATHAN F RABURN
  • Representing 15 Consumers: SYED HASEEB HUSSAIN
  • Representing 14 Consumers: DAVID J S MADGETT
  • Representing 14 Consumers: OMAR TAYSEER SULAIMAN
  • Representing 14 Consumers: YAAKOV SAKS

Statistics Year to Date:
1053 total lawsuits for 2022, including:

  • 518 FDCPA
  • 524 FCRA
  • 131 TCPA

Number of Unique Plaintiffs for 2022: 1006 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 79 Consumers: THOMAS JOHN PATTI
  • Representing 55 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 28 Consumers: MATTHEW THOMAS BERRY
  • Representing 17 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 16 Consumers: JONATHAN F RABURN
  • Representing 15 Consumers: SYED HASEEB HUSSAIN
  • Representing 14 Consumers: DAVID J S MADGETT
  • Representing 14 Consumers: OMAR TAYSEER SULAIMAN
  • Representing 14 Consumers: YAAKOV SAKS

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CFPB Complaint Statistics:

There were 5035 complaints filed against debt collectors from Jan 01, 2022 to Jan 31, 2022.

Total number of debt collectors complained about: 794

The types of debt behind the complaints were:

  • 1294 I do not know (26%)
  • 1289 Credit card debt (26%)
  • 1169 Other debt (23%)
  • 756 Medical debt (15%)
  • 251 Auto debt (5%)
  • 114 Payday loan debt (2%)
  • 82 Mortgage debt (2%)
  • 43 Private student loan debt (1%)
  • 37 Federal student loan debt (1%)

Here is a breakdown of complaints:

  • 2739 Attempts to collect debt not owed (54%)
  • 1030 Written notification about debt (20%)
  • 429 Took or threatened to take negative or legal action (9%)
  • 390 False statements or representation (8%)
  • 365 Communication tactics (7%)
  • 82 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1463 Debt is not yours (29%)
  • 790 Debt was result of identity theft (16%)
  • 717 Didnt receive enough information to verify debt (14%)
  • 406 Debt was paid (8%)
  • 317 Attempted to collect wrong amount (6%)

The top states complaints were filed from are:

  • 623 Complaints: TX
  • 590 Complaints: FL
  • 479 Complaints: GA
  • 447 Complaints: CA
  • 286 Complaints: NY
  • 187 Complaints: IL
  • 175 Complaints: PA
  • 170 Complaints: NJ
  • 170 Complaints: OH
  • 141 Complaints: NC

The status of the month’s complaints are as follows:

  • 3913 Closed with explanation (78%)
  • 553 In progress (11%)
  • 481 Closed with non-monetary relief (10%)
  • 59 Untimely response (1%)
  • 29 Closed with monetary relief (1%)

This includes 4898 (97%) timely responses to complaints, and 137 (3%) untimely responses.