Quick analysis: Happy Thanksgiving!

This week we are thankful for a report that shows CFPB complaints (-3.7%) down from the previous month for a third month in a row, though we are less thankful to see TCPA (+3.6%), FDCPA (+14.7%) and FCRA (+20.2%) lawsuits all up over the previous month.

In other news, putative class actions represented 9.5% of FDCPA, 48.3% of TCPA and 3.6% of FCRA lawsuits filed last month. About 42%(!) of all plaintiffs who filed suit last month had filed at least once before. And finally, Florida attorney Thomas John Patti took the top spot for representing the most consumers in October (34) while Georgia attorney Matthew Thomas Berry is the most active consumer attorney of the year with 259 consumers represented so far in 2021.

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Oct 01, 2021
Oct 31, 2021
Sep 01, 2021
Sep 30, 2021
Oct 01, 2020
Oct 31, 2020
Jan 01, 2021
Oct 31, 2021
Jan 01, 2020
Oct 31, 2020
CFPB  5670 5889 -3.7% 4940 14.8% 59652 44584 33.8%
FDCPA  609 531 14.7% 547 11.3% 5647 5945 -5.0%
FCRA  471 392 20.2% 509 -7.5% 4537 4394 3.3%
TCPA  116 112 3.6% 177 -34.5% 1505 2921 -48.5%

 

Complaint Statistics:

5670 consumers filed CFPB complaints, and about 1022 consumers filed lawsuits under consumer statutes from Oct 01, 2021 to Oct 31, 2021.

  • 5670 CFPB Complaints
  • 609 FDCPA, 58 Class Action (9.5%)
  • 116 TCPA, 56 Class Action (48.3%)
  • 471 FCRA, 9 Class Action (1.9%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 1022 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 428, or (42%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 4167 lawsuits since 2001
  • Actions were filed in 154 different US District Court branches.
  • About 618 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 67 Lawsuits: Illinois Northern District Court – Chicago
  • 48 Lawsuits: Florida Middle District Court – Tampa
  • 39 Lawsuits: New York Eastern District Court – Brooklyn
  • 39 Lawsuits: Georgia Northern District Court – Atlanta
  • 35 Lawsuits: Florida Southern District Court – Miami
  • 34 Lawsuits: New York Eastern District Court – Central Islip
  • 34 Lawsuits: Florida Middle District Court – Orlando
  • 32 Lawsuits: Florida Southern District Court – Fort Lauderdale
  • 29 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 27 Lawsuits: Nevada District Court – Las Vegas

The most active consumer attorneys were:

  • Representing 34 Consumers: THOMAS JOHN PATTI
  • Representing 29 Consumers: DAVID M BARSHAY
  • Representing 28 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 23 Consumers: MATTHEW THOMAS BERRY
  • Representing 21 Consumers: ALEJANDRO EMMANUEL FIGUEROA
  • Representing 19 Consumers: NATHAN CHARLES VOLHEIM
  • Representing 19 Consumers: JONATHAN ALEXANDER HEEPS
  • Representing 15 Consumers: JIBRAEL S HINDI
  • Representing 12 Consumers: JUSTIN ZEIG
  • Representing 12 Consumers: JENNA DAKROUB

Statistics Year to Date:
10448 total lawsuits for 2021, including:

  • 5647 FDCPA
  • 4537 FCRA
  • 1505 TCPA

Number of Unique Plaintiffs for 2021: 9527 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 259 Consumers: MATTHEW THOMAS BERRY
  • Representing 180 Consumers: THOMAS JOHN PATTI
  • Representing 179 Consumers: TODD M FRIEDMAN
  • Representing 171 Consumers: ALEJANDRO EMMANUEL FIGUEROA
  • Representing 162 Consumers: DAVID M BARSHAY
  • Representing 156 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 150 Consumers: NATHAN CHARLES VOLHEIM
  • Representing 142 Consumers: ADRIAN ROBERT BACON
  • Representing 136 Consumers: CRAIG B SANDERS
  • Representing 134 Consumers: DAVID J PHILIPPS

——————————————————————————————————-
CFPB Complaint Statistics:

There were 5670 complaints filed against debt collectors from Oct 01, 2021 to Oct 31, 2021.

Total number of debt collectors complained about: 833

The types of debt behind the complaints were:

  • 1593 I do not know (28%)
  • 1329 Credit card debt (23%)
  • 1307 Other debt (23%)
  • 809 Medical debt (14%)
  • 334 Auto debt (6%)
  • 110 Payday loan debt (2%)
  • 93 Mortgage debt (2%)
  • 55 Federal student loan debt (1%)
  • 40 Private student loan debt (1%)

Here is a breakdown of complaints:

  • 3271 Attempts to collect debt not owed (58%)
  • 1241 Written notification about debt (22%)
  • 391 Took or threatened to take negative or legal action (7%)
  • 375 False statements or representation (7%)
  • 328 Communication tactics (6%)
  • 64 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

  • 1477 Debt is not yours (26%)
  • 1294 Debt was result of identity theft (23%)
  • 981 Didnt receive enough information to verify debt (17%)
  • 423 Debt was paid (7%)
  • 288 Attempted to collect wrong amount (5%)

The top states complaints were filed from are:

  • 668 Complaints: FL
  • 637 Complaints: TX
  • 583 Complaints: CA
  • 447 Complaints: GA
  • 313 Complaints: OH
  • 274 Complaints: NY
  • 240 Complaints: PA
  • 184 Complaints: TN
  • 182 Complaints: NC
  • 179 Complaints: IL

The status of the month’s complaints are as follows:

  • 4551 Closed with explanation (80%)
  • 555 In progress (10%)
  • 473 Closed with non-monetary relief (8%)
  • 82 Untimely response (1%)
  • 9 Closed with monetary relief (0%)

This includes 5530 (98%) timely responses to complaints, and 140 (2%) untimely responses.

API Access


We offer two powerful APIs to businesses that communicate with consumers:

  • The primary Litigious Consumer Scrub uses a combination of name, geography (and optionally SSN) to identify consumers who have filed lawsuits in the past.
  • The Litigious Consumer Phone Scrub pulls every phone number from our proprietary database of litigants and runs your phones against ours.

These APIs allow you to check your data against our database on the fly. Clients love using this to handle risk management without missing a beat in their daily workflow.

Workers Comp Scrub


Workers Comp-inspired FDCPA lawsuits are growing aggressively, particularly in Florida. Only WebRecon can tell you who in your database may have a Florida Worker’s Comp case filed that could trigger litigation against you.

You can’t stop 100% of all lawsuits, but if you collect medical in Florida and you don’t have a process in place to show the court that you have a way to check every file against the Workers Comp database, then you have lost the case before it even begins.

Knock these suits out of the park with the Workers Comp Scrub.

Our Monthly Client Newsletter with The Litigant Hotsheet


Anyone can get our guest newsletter, but only clients get the version with the Litigant Hotsheet –  identifying the most active consumer Plaintiffs filing suit in jurisdictions around the country each month. Grab a coffee, shut your door and open your database to make sure you are doing all you can to stay safe.

Individual Vendor Consumer Complaint Search


Just like Vendor Monitoring, but without the monitoring. Search any business’s history of consumer complaints (Litigation, CFPB, BBB, State AG) with the click of a button! Great for on-the-fly gut checks of the companies you do business with.

Vendor Monitoring


Through vicarious liability, you can be held accountable for the bad behavior of your vendors. If they abuse consumers, for all intents and purposes, so do you. This is a big freakin’ deal!

But fear not, friend. WebRecon can track consumer litigation, CFPB, BBB and State AG Office complaints against the companies you do business with.

When a new complaint of any kind is filed against any of the companies you are monitoring, we’ll automatically push a report out to you with all of the publicly available details so you can react accordingly and if necessary, protect your interests.

The Litigious Consumer Phone Scrub


Would you knowingly dial a number attached to a consumer with a history of litigation? Of course not.

But thousands of companies do just that, every single day. If you’d like to know who they are, simply review the court dockets. They are the ones getting sued the most.

Sure, you can stop dialing consumers. But your marketing and operations teams might not be too excited about that plan.

Another idea? Identify the consumers most likely to sue you, based on previous litigation histories, and just don’t call them.

Identify high-risk phones quickly & easily, before you expose yourself to unnecessary risk.

Litigation Context Search


This is really cool.

Our primary search engine is really designed to search for parties to litigation. Need to know more about a consumer plaintiff? That’s easy. Defendant? Check. Lawyer? No problem.

But if you need to find all 1099C lawsuits filed in July 2020… not so much.

Which is why we developed the Context Search. We have pulled out and indexed the full text from over 140k consumer lawsuits and made them available to you in a search engine, with more than 1000 new lawsuits added each month. Use it to search the text of filed litigation so you can easily identify those hard-to-define trends and cases worth following.

Individual Search Engine


Instantly and easily search our proprietary database for any lawsuit participant – Plaintiff, Defendant or Attorney.

In the results, we’ll show you the full consumer litigation history of any participant, including the “docket data” (who, what, why, where, when) and – in many cases – we can even provide a copy of their actual filed lawsuits.

You can also search by phone, date range, federal/state, class action, court, statute, etc. We offer a ton of flexibility to get you the exact search result you are looking for.

The Litigant Alert Ongoing Monitoring Process


Just like our one-time batch process, but without the whole “one time” thing.

When one of your consumers files new litigation against anyone in the future, you should be the first to know. Our monitoring service can make that happen.

WebRecon can monitor your entire database (or any segment of it) for future instances of consumer litigation filed by the very consumers you are working with, right now!

It is simple to add new consumers to the watchlist, remove inactive accounts, download full reports, etc.

Best of all, we only charge you for the volume of your monitoring database – not the frequency of the searches. Search daily, weekly, every Tuesday and Friday, the 15th of each month, whatever – it is totally up to you! You won’t pay a penny more.

The Litigant Alert One-Time Batch Process


This is our flagship service. Find out why hundreds of companies won’t contact any consumers before running them through WebRecon’s Litigant Alert.

This process identifies consumers with a history of litigation quickly & easily. If they have ever filed lawsuits under FDCPA, TCPA, FCRA or similar statutes, you’ll find out here. 

WebRecon’s proprietary database is simply the most comprehensive collection of dangerous consumer litigation data in existence. 

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.