Quick analysis: After a strong start to 2022, litigation tumbles in Feb

FDCPA (-12.9%), TCPA (-16.8%) and FCRA (-19.8%) were all down by double-digit percentages in February. CFPB complaints, however, were up +8.4% over January.

While it is WAY too early to identify trends for 2022, we will note that FDCPA is actually up YTD by +.3%, while TCPA is down YTD by -39.8% over the first two months of 2021. Both kind of interesting numbers, particularly the TCPA one.

In other news, putative class actions represented 10% of FDCPA, 44% of TCPA and 2.6% of FCRA lawsuits filed last month. About 45%(!) of all plaintiffs who filed suit last month had filed at least once before. And finally, Florida attorney Jibrael S Hindi took the top spot for representing the most consumers in February (54) and his colleague at the same firm Thomas John Patti has represented the most consumers for the year so far (124)

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Feb 01, 2022
Feb 28, 2022
Jan 01, 2022
Jan 31, 2022
Feb 01, 2021
Feb 28, 2021
Jan 01, 2022
Feb 28, 2022
Jan 01, 2021
Feb 28, 2021
CFPB  5519 5078 8.7% 5291 4.3% 10597 10322 2.7%
FDCPA  451 518 -12.9% 472 -4.4% 969 966 0.3%
FCRA  420 524 -19.8% 412 1.9% 944 873 8.1%
TCPA  109 131 -16.8% 160 -31.9% 240 399 -39.8%

 

Complaint Statistics:

5519 consumers filed CFPB complaints, and about 876 consumers filed lawsuits under consumer statutes from Feb 01, 2022 to Feb 28, 2022.

  • 5519 CFPB Complaints
  • 451 FDCPA, 45 Class Action (10.0%)
  • 109 TCPA, 48 Class Action (44.0%)
  • 420 FCRA, 11 Class Action (2.6%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 876 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 390, or (45%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 2864 lawsuits since 2001
  • Actions were filed in 146 different US District Court branches.
  • About 572 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 53 Lawsuits: Georgia Northern District Court – Atlanta
  • 51 Lawsuits: Illinois Northern District Court – Chicago
  • 41 Lawsuits: Florida Middle District Court – Tampa
  • 30 Lawsuits: Minnesota District Court – Dmn
  • 29 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 28 Lawsuits: Florida Southern District Court – Miami
  • 24 Lawsuits: Texas Northern District Court – Dallas
  • 24 Lawsuits: Florida Southern District Court – Fort Lauderdale
  • 20 Lawsuits: Florida Middle District Court – Orlando
  • 20 Lawsuits: New Jersey District Court – Newark

The most active consumer attorneys were:

  • Representing 45 Consumers: THOMAS JOHN PATTI
  • Representing 31 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 23 Consumers: JIBRAEL S HINDI
  • Representing 18 Consumers: MATTHEW THOMAS BERRY
  • Representing 15 Consumers: YAAKOV SAKS
  • Representing 13 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 12 Consumers: KYLE W SCHUMACHER
  • Representing 12 Consumers: ALEJANDRO EMMANUEL FIGUEROA
  • Representing 11 Consumers: DAVID J PHILIPPS
  • Representing 10 Consumers: JENNA DAKROUB

Statistics Year to Date:
1973 total lawsuits for 2022, including:

  • 969 FDCPA
  • 944 FCRA
  • 240 TCPA

Number of Unique Plaintiffs for 2022: 1844 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 124 Consumers: THOMAS JOHN PATTI
  • Representing 86 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 46 Consumers: MATTHEW THOMAS BERRY
  • Representing 33 Consumers: JIBRAEL S HINDI
  • Representing 30 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 29 Consumers: YAAKOV SAKS
  • Representing 25 Consumers: ALEJANDRO EMMANUEL FIGUEROA
  • Representing 23 Consumers: JIBRAEL S HINDI
  • Representing 23 Consumers: SYED HASEEB HUSSAIN
  • Representing 22 Consumers: DAVID J S MADGETT

——————————————————————————————————-
CFPB Complaint Statistics:

There were 5519 complaints filed against debt collectors from Feb 01, 2022 to Feb 28, 2022.

Total number of debt collectors complained about: 809

The types of debt behind the complaints were:

  • 1484 Credit card debt (27%)
  • 1384 I do not know (25%)
  • 1300 Other debt (24%)
  • 786 Medical debt (14%)
  • 277 Auto debt (5%)
  • 116 Payday loan debt (2%)
  • 67 Mortgage debt (1%)
  • 61 Federal student loan debt (1%)
  • 44 Private student loan debt (1%)

Here is a breakdown of complaints:

  • 2638 Attempts to collect debt not owed (48%)
  • 1538 Written notification about debt (28%)
  • 451 Took or threatened to take negative or legal action (8%)
  • 414 False statements or representation (8%)
  • 397 Communication tactics (7%)
  • 81 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

  • 1314 Debt is not yours (24%)
  • 810 Debt was result of identity theft (15%)
  • 793 Didnt receive notice of right to dispute (14%)
  • 705 Didnt receive enough information to verify debt (13%)
  • 425 Debt was paid (8%)

The top states complaints were filed from are:

  • 743 Complaints: FL
  • 580 Complaints: TX
  • 519 Complaints: CA
  • 468 Complaints: GA
  • 272 Complaints: PA
  • 243 Complaints: NY
  • 210 Complaints: IL
  • 179 Complaints: MI
  • 171 Complaints: VA
  • 163 Complaints: OH

The status of the month’s complaints are as follows:

  • 4249 Closed with explanation (77%)
  • 731 Closed with non-monetary relief (13%)
  • 430 In progress (8%)
  • 82 Untimely response (1%)
  • 27 Closed with monetary relief (0%)

This includes 5381 (97%) timely responses to complaints, and 138 (3%) untimely responses.

API Access


We offer two powerful APIs to businesses that communicate with consumers:

  • The primary Litigious Consumer Scrub uses a combination of name, geography (and optionally SSN) to identify consumers who have filed lawsuits in the past.
  • The Litigious Consumer Phone Scrub pulls every phone number from our proprietary database of litigants and runs your phones against ours.

These APIs allow you to check your data against our database on the fly. Clients love using this to handle risk management without missing a beat in their daily workflow.

Workers Comp Scrub


Workers Comp-inspired FDCPA lawsuits are growing aggressively, particularly in Florida. Only WebRecon can tell you who in your database may have a Florida Worker’s Comp case filed that could trigger litigation against you.

You can’t stop 100% of all lawsuits, but if you collect medical in Florida and you don’t have a process in place to show the court that you have a way to check every file against the Workers Comp database, then you have lost the case before it even begins.

Knock these suits out of the park with the Workers Comp Scrub.

Our Monthly Client Newsletter with The Litigant Hotsheet


Anyone can get our guest newsletter, but only clients get the version with the Litigant Hotsheet –  identifying the most active consumer Plaintiffs filing suit in jurisdictions around the country each month. Grab a coffee, shut your door and open your database to make sure you are doing all you can to stay safe.

Individual Vendor Consumer Complaint Search


Just like Vendor Monitoring, but without the monitoring. Search any business’s history of consumer complaints (Litigation, CFPB, BBB, State AG) with the click of a button! Great for on-the-fly gut checks of the companies you do business with.

Vendor Monitoring


Through vicarious liability, you can be held accountable for the bad behavior of your vendors. If they abuse consumers, for all intents and purposes, so do you. This is a big freakin’ deal!

But fear not, friend. WebRecon can track consumer litigation, CFPB, BBB and State AG Office complaints against the companies you do business with.

When a new complaint of any kind is filed against any of the companies you are monitoring, we’ll automatically push a report out to you with all of the publicly available details so you can react accordingly and if necessary, protect your interests.

The Litigious Consumer Phone Scrub


Would you knowingly dial a number attached to a consumer with a history of litigation? Of course not.

But thousands of companies do just that, every single day. If you’d like to know who they are, simply review the court dockets. They are the ones getting sued the most.

Sure, you can stop dialing consumers. But your marketing and operations teams might not be too excited about that plan.

Another idea? Identify the consumers most likely to sue you, based on previous litigation histories, and just don’t call them.

Identify high-risk phones quickly & easily, before you expose yourself to unnecessary risk.

Litigation Context Search


This is really cool.

Our primary search engine is really designed to search for parties to litigation. Need to know more about a consumer plaintiff? That’s easy. Defendant? Check. Lawyer? No problem.

But if you need to find all 1099C lawsuits filed in July 2020… not so much.

Which is why we developed the Context Search. We have pulled out and indexed the full text from over 140k consumer lawsuits and made them available to you in a search engine, with more than 1000 new lawsuits added each month. Use it to search the text of filed litigation so you can easily identify those hard-to-define trends and cases worth following.

Individual Search Engine


Instantly and easily search our proprietary database for any lawsuit participant – Plaintiff, Defendant or Attorney.

In the results, we’ll show you the full consumer litigation history of any participant, including the “docket data” (who, what, why, where, when) and – in many cases – we can even provide a copy of their actual filed lawsuits.

You can also search by phone, date range, federal/state, class action, court, statute, etc. We offer a ton of flexibility to get you the exact search result you are looking for.

The Litigant Alert Ongoing Monitoring Process


Just like our one-time batch process, but without the whole “one time” thing.

When one of your consumers files new litigation against anyone in the future, you should be the first to know. Our monitoring service can make that happen.

WebRecon can monitor your entire database (or any segment of it) for future instances of consumer litigation filed by the very consumers you are working with, right now!

It is simple to add new consumers to the watchlist, remove inactive accounts, download full reports, etc.

Best of all, we only charge you for the volume of your monitoring database – not the frequency of the searches. Search daily, weekly, every Tuesday and Friday, the 15th of each month, whatever – it is totally up to you! You won’t pay a penny more.

The Litigant Alert One-Time Batch Process


This is our flagship service. Find out why hundreds of companies won’t contact any consumers before running them through WebRecon’s Litigant Alert.

This process identifies consumers with a history of litigation quickly & easily. If they have ever filed lawsuits under FDCPA, TCPA, FCRA or similar statutes, you’ll find out here. 

WebRecon’s proprietary database is simply the most comprehensive collection of dangerous consumer litigation data in existence. 

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