Quick analysis: Another “Down” Month

Alright, this is kind of funny. The numbers have been swinging pretty wildly this year so far, because I just looked over the headlines of each month’s blog post and this is what they say:

  • Jan: WebRecon Stats: 2023 Starts With Some Bite (Lawsuits Up)
  • Feb: Feb 2023 WebRecon Stats: The Red Sea (Everything is down)
  • Mar: WebRecon March 2023 Stats: Increased Complaints Across the Board
  • Apr: WebRecon April 2023 Stats: Everything Down Again
  • May: WebRecon May 2023 Stats: Everything Up Again
  • And for June: WebRecon June 2023 Stats: Another “Down” Month

Seeing the pattern here? After everything was up in May, June’s numbers all dropped again. FDCPA (-3.6%), FCRA (-10.5%) and TCPA (-33.9%) were all down for the month, and FDCPA (-27%) and FCRA (-7.8%) are both down YTD as well – a surprising twist for FCRA year-over-year trending. Only TCPA (+17.1%) was up YTD, primarily due to a big plaintiff-boost last month in a few suits.

CFPB complaints against collectors and creditors were down both for the month (-12.5%) and for the year (-12.2%).

In other news, putative class actions represented 8.2% of FDCPA, 58.1% of TCPA (!) and 1.4% of FCRA lawsuits filed last month. About 37% of all plaintiffs who filed suit last month had filed at least once before. And finally, Chicago-area attorney James Parr represented the most consumers in June (28) while Atlanta attorney Matthew Thomas Berry has represented the most consumers YTD (99) so far in 2023.

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Jun 01, 2023
Jun 30, 2023
May 01, 2023
May 31, 2023
Jun 01, 2022
Jun 30, 2022
Jan 01, 2023
Jun 30, 2023
Jan 01, 2022
Jun 30, 2022
CFPB  5190 5930 -12.5% 5180 0.2% 34484 39285 -12.2%
FDCPA  318 330 -3.6% 398 -20.1% 1951 2673 -27.0%
FCRA  451 504 -10.5% 477 -5.5% 2690 2916 -7.8%
TCPA  148 224 -33.9% 132 12.1% 861 735 17.1%

 

Complaint Statistics:

5190 consumers filed CFPB complaints, and about 784 consumers filed lawsuits under consumer statutes from Jun 01, 2023 to Jun 30, 2023.

  • 5190 CFPB Complaints
  • 318 FDCPA, 26 Class Action (8.2%)
  • 148 TCPA, 86 Class Action (58.1%)
  • 451 FCRA, 10 Class Action (2.2%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 784 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 288, or (37%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 2706 lawsuits since 2001
  • Actions were filed in 139 different US District Court branches.
  • About 541 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 66 Lawsuits: Georgia Northern District Court – Atlanta
  • 37 Lawsuits: Florida Middle District Court – Tampa
  • 37 Lawsuits: Illinois Northern District Court – Chicago
  • 28 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 26 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 22 Lawsuits: Texas Northern District Court – Dallas
  • 21 Lawsuits: Texas Southern District Court – Houston
  • 19 Lawsuits: Indiana Southern District Court – Indianapolis
  • 19 Lawsuits: Florida Middle District Court – Orlando
  • 19 Lawsuits: California Central District Court – Southern Division – Santa Ana

The most active consumer attorneys were:

  • Representing 28 Consumers: JAMES J PARR
  • Representing 27 Consumers: OCTAVIO GOMEZ
  • Representing 15 Consumers: JOSEPH POWELL MCCLELLAND
  • Representing 12 Consumers: MATTHEW THOMAS BERRY
  • Representing 11 Consumers: ALLEN EDGAR ROBERTSON
  • Representing 11 Consumers: SHAWN SHAWN JAFFER
  • Representing 11 Consumers: M STAN HERRING
  • Representing 11 Consumers: JOHN G WATTS
  • Representing 11 Consumers: FRANK H KERNEY
  • Representing 10 Consumers: GREGORY MICHAEL KLOTE

Statistics Year to Date:
4858 total lawsuits for 2023, including:

  • 1951 FDCPA
  • 2690 FCRA
  • 861 TCPA

Number of Unique Plaintiffs for 2023: 4436 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 99 Consumers: MATTHEW THOMAS BERRY
  • Representing 76 Consumers: OCTAVIO GOMEZ
  • Representing 69 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 68 Consumers: JOSEPH POWELL MCCLELLAND
  • Representing 63 Consumers: ALLEN EDGAR ROBERTSON
  • Representing 63 Consumers: DAVID J PHILIPPS
  • Representing 56 Consumers: SHAWN SHAWN JAFFER
  • Representing 55 Consumers: AHREN A TILLER
  • Representing 54 Consumers: NATHAN CHARLES VOLHEIM
  • Representing 52 Consumers: JOEL SPENCER HALVORSEN

——————————————————————————————————-
CFPB Complaint Statistics:

There were 5190 complaints filed against debt collectors from Jun 01, 2023 to Jun 30, 2023.

Total number of debt collectors complained about: 751

The types of debt behind the complaints were:

  • 1589 Other debt (31%)
  • 1416 I do not know (27%)
  • 1165 Credit card debt (22%)
  • 527 Medical debt (10%)
  • 277 Auto debt (5%)
  • 105 Payday loan debt (2%)
  • 52 Mortgage debt (1%)
  • 33 Private student loan debt (1%)
  • 26 Federal student loan debt (1%)

Here is a breakdown of complaints:

  • 2772 Attempts to collect debt not owed (53%)
  • 890 Written notification about debt (17%)
  • 542 Took or threatened to take negative or legal action (10%)
  • 470 False statements or representation (9%)
  • 435 Communication tactics (8%)
  • 81 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1459 Debt is not yours (28%)
  • 863 Debt was result of identity theft (17%)
  • 584 Didnt receive enough information to verify debt (11%)
  • 362 Attempted to collect wrong amount (7%)
  • 361 Debt was paid (7%)

The top states complaints were filed from are:

  • 633 Complaints: TX
  • 620 Complaints: FL
  • 415 Complaints: CA
  • 391 Complaints: GA
  • 238 Complaints: NY
  • 234 Complaints: PA
  • 220 Complaints: IL
  • 180 Complaints: NC
  • 171 Complaints: NJ
  • 156 Complaints: TN

The status of the month’s complaints are as follows:

  • 3853 Closed with explanation (74%)
  • 796 In progress (15%)
  • 481 Closed with non-monetary relief (9%)
  • 42 Untimely response (1%)
  • 18 Closed with monetary relief (0%)

This includes 5089 (98%) timely responses to complaints, and 101 (2%) untimely responses.

API Access


We offer two powerful APIs to businesses that communicate with consumers:

  • The primary Litigious Consumer Scrub uses a combination of name, geography (and optionally SSN) to identify consumers who have filed lawsuits in the past.
  • The Litigious Consumer Phone Scrub pulls every phone number from our proprietary database of litigants and runs your phones against ours.

These APIs allow you to check your data against our database on the fly. Clients love using this to handle risk management without missing a beat in their daily workflow.

Workers Comp Scrub


Workers Comp-inspired FDCPA lawsuits are growing aggressively, particularly in Florida. Only WebRecon can tell you who in your database may have a Florida Worker’s Comp case filed that could trigger litigation against you.

You can’t stop 100% of all lawsuits, but if you collect medical in Florida and you don’t have a process in place to show the court that you have a way to check every file against the Workers Comp database, then you have lost the case before it even begins.

Knock these suits out of the park with the Workers Comp Scrub.

Our Monthly Client Newsletter with The Litigant Hotsheet


Anyone can get our guest newsletter, but only clients get the version with the Litigant Hotsheet –  identifying the most active consumer Plaintiffs filing suit in jurisdictions around the country each month. Grab a coffee, shut your door and open your database to make sure you are doing all you can to stay safe.

Individual Vendor Consumer Complaint Search


Just like Vendor Monitoring, but without the monitoring. Search any business’s history of consumer complaints (Litigation, CFPB, BBB, State AG) with the click of a button! Great for on-the-fly gut checks of the companies you do business with.

Vendor Monitoring


Through vicarious liability, you can be held accountable for the bad behavior of your vendors. If they abuse consumers, for all intents and purposes, so do you. This is a big freakin’ deal!

But fear not, friend. WebRecon can track consumer litigation, CFPB, BBB and State AG Office complaints against the companies you do business with.

When a new complaint of any kind is filed against any of the companies you are monitoring, we’ll automatically push a report out to you with all of the publicly available details so you can react accordingly and if necessary, protect your interests.

The Litigious Consumer Phone Scrub


Would you knowingly dial a number attached to a consumer with a history of litigation? Of course not.

But thousands of companies do just that, every single day. If you’d like to know who they are, simply review the court dockets. They are the ones getting sued the most.

Sure, you can stop dialing consumers. But your marketing and operations teams might not be too excited about that plan.

Another idea? Identify the consumers most likely to sue you, based on previous litigation histories, and just don’t call them.

Identify high-risk phones quickly & easily, before you expose yourself to unnecessary risk.

Litigation Context Search


This is really cool.

Our primary search engine is really designed to search for parties to litigation. Need to know more about a consumer plaintiff? That’s easy. Defendant? Check. Lawyer? No problem.

But if you need to find all 1099C lawsuits filed in July 2020… not so much.

Which is why we developed the Context Search. We have pulled out and indexed the full text from over 140k consumer lawsuits and made them available to you in a search engine, with more than 1000 new lawsuits added each month. Use it to search the text of filed litigation so you can easily identify those hard-to-define trends and cases worth following.

Individual Search Engine


Instantly and easily search our proprietary database for any lawsuit participant – Plaintiff, Defendant or Attorney.

In the results, we’ll show you the full consumer litigation history of any participant, including the “docket data” (who, what, why, where, when) and – in many cases – we can even provide a copy of their actual filed lawsuits.

You can also search by phone, date range, federal/state, class action, court, statute, etc. We offer a ton of flexibility to get you the exact search result you are looking for.

The Litigant Alert Ongoing Monitoring Process


Just like our one-time batch process, but without the whole “one time” thing.

When one of your consumers files new litigation against anyone in the future, you should be the first to know. Our monitoring service can make that happen.

WebRecon can monitor your entire database (or any segment of it) for future instances of consumer litigation filed by the very consumers you are working with, right now!

It is simple to add new consumers to the watchlist, remove inactive accounts, download full reports, etc.

Best of all, we only charge you for the volume of your monitoring database – not the frequency of the searches. Search daily, weekly, every Tuesday and Friday, the 15th of each month, whatever – it is totally up to you! You won’t pay a penny more.

The Litigant Alert One-Time Batch Process


This is our flagship service. Find out why hundreds of companies won’t contact any consumers before running them through WebRecon’s Litigant Alert.

This process identifies consumers with a history of litigation quickly & easily. If they have ever filed lawsuits under FDCPA, TCPA, FCRA or similar statutes, you’ll find out here. 

WebRecon’s proprietary database is simply the most comprehensive collection of dangerous consumer litigation data in existence. 

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