Quick analysis: May ’25 Mostly Up Again
After an across the board decline in April, most of May’s numbers are back up. Only TCPA (-15.3%) suits fell last month while FDCPA (+15.5%) and FCRA (+10.1%) suits were up.
Year to date, TCPA (+39.4%) suits are still up significantly though, as well as FCRA (+12.6%), while FDCPA (-9.1%) suits are the only category that remains down.
Meanwhile, CFPB complaints were up 8.8% for the month and 97.6% for the year so far.
In other news, putative class actions represented 3.4% of FDCPA, 79.9%(!) of TCPA and 1.6% of FCRA lawsuits filed last month. TCPA class actions are still extraordinarily high, historically speaking. About 39% of all plaintiffs who filed suit last month had filed at least once before. And finally, South Florida attorney Gerald Lane (from The Law Offices of Jibrael S. Hindi) continued for a fourth straight month to represent both the most consumers in March (41) as well as YTD (288).
| Current Month: | Previous Month: | Previous Year: |
Year to Date: | Year to Date Comp: |
|||||
|---|---|---|---|---|---|---|---|---|---|
| May 01, 2025 May 31, 2025 |
Apr 01, 2025 Apr 30, 2025 |
May 01, 2024 May 31, 2024 |
Jan 01, 2025 May 31, 2025 |
Jan 01, 2024 May 31, 2024 |
|||||
| CFPB | 23429 | 21528 | 8.8% | 12789 | 83.2% | 108698 | 55020 | 97.6% | |
| FDCPA | 387 | 335 | 15.5% | 445 | -13.0% | 1759 | 1936 | -9.1% | |
| FCRA | 667 | 606 | 10.1% | 546 | 22.2% | 3089 | 2744 | 12.6% | |
| TCPA | 199 | 235 | -15.3% | 163 | 22.1% | 1079 | 774 | 39.4% | |
Complaint Statistics:
23429 consumers filed CFPB complaints, and about 1056 consumers filed lawsuits under consumer statutes from May 01, 2025 to May 31, 2025.
- 23429 CFPB Complaints
- 387 FDCPA, 13 Class Action (3.4%)
- 199 TCPA, 159 Class Action (79.9%)
- 667 FCRA, 11 Class Action (1.6%)
Litigation Summary (scroll down for CFPB data):
- Of those cases, there were about 1056 unique plaintiffs (including multiple plaintiffs in one suit).
- Of those plaintiffs, about 420, or (40%), had sued under consumer statutes before.
- Combined, those plaintiffs have filed about 5012 lawsuits since 2001
- Actions were filed in 164 different US District Court branches.
- About 709 different collection firms and creditors were sued.
The top courts where lawsuits were filed:
- 80 Lawsuits: Georgia Northern District Court – Atlanta
- 60 Lawsuits: Illinois Northern District Court – Chicago
- 53 Lawsuits: California Central District Court – Western Division – Los Angeles
- 45 Lawsuits: Texas Southern District Court – Houston
- 42 Lawsuits: Florida Middle District Court – Tampa
- 33 Lawsuits: Florida Southern District Court – Miami
- 28 Lawsuits: Florida Southern District Court – Fort Lauderdale
- 26 Lawsuits: California Central District Court – Southern Division – Santa Ana
- 25 Lawsuits: Texas Northern District Court – Dallas
- 22 Lawsuits: California Central District Court – Eastern Division – Riverside
The most active consumer attorneys were:
- Representing 41 Consumers: GERALD DONALD LANE
- Representing 23 Consumers: FAARIS KAMAL UDDIN
- Representing 23 Consumers: ZANE CHARLES HEDAYA
- Representing 19 Consumers: JEFF LOHMAN
- Representing 18 Consumers: JOEL S HALVORSEN
- Representing 16 Consumers: ANTHONY PARONICH
- Representing 15 Consumers: OCTAVIO GOMEZ
- Representing 13 Consumers: MATTHEW THOMAS BERRY
- Representing 12 Consumers: JONATHAN ALEXANDER HEEPS
Statistics Year to Date:
5237 total lawsuits for 2025, including:
- 1759 FDCPA
- 3089 FCRA
- 1079 TCPA
Number of Unique Plaintiffs for 2025: 4673 (including multiple plaintiffs in one suit)
The most active consumer attorneys of the year:
- Representing 288 Consumers: GERALD DONALD LANE
- Representing 114 Consumers: ZANE CHARLES HEDAYA
- Representing 104 Consumers: FAARIS KAMAL UDDIN
- Representing 95 Consumers: OCTAVIO GOMEZ
- Representing 67 Consumers: TODD M FRIEDMAN
- Representing 65 Consumers: ANTHONY PARONICH
- Representing 57 Consumers: JONATHAN ALEXANDER HEEPS
- Representing 54 Consumers: DAVID W HEMMINGER
- Representing 53 Consumers: DAVID J PHILIPPS
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CFPB Complaint Statistics:
There were 23429 complaints filed against debt collectors from May 01, 2025 to May 31, 2025.
Total number of debt collectors complained about: 1017
The types of debt behind the complaints were:
- 11278 I do not know (48%)
- 4782 Other debt (20%)
- 3558 Credit card debt (15%)
- 1116 Telecommunications debt (5%)
- 935 Rental debt (4%)
- 755 Medical debt (3%)
- 540 Auto debt (2%)
- 222 Payday loan debt (1%)
- 98 Federal student loan debt (0%)
- 77 Private student loan debt (0%)
- 68 Mortgage debt (0%)
Here is a breakdown of complaints:
- 9626 Attempts to collect debt not owed (41%)
- 7469 Written notification about debt (32%)
- 3098 False statements or representation (13%)
- 1940 Took or threatened to take negative or legal action (8%)
- 746 Communication tactics (3%)
- 317 Electronic communications (1%)
- 233 Threatened to contact someone or share information improperly (1%)
The top five subissues were:
- 5592 Debt is not yours (24%)
- 4569 Notification didnt disclose it was an attempt to collect a debt (20%)
- 3082 Debt was result of identity theft (13%)
- 2893 Attempted to collect wrong amount (12%)
- 1463 Didnt receive notice of right to dispute (6%)
The top states complaints were filed from are:
- 4938 Complaints: TX
- 2422 Complaints: FL
- 1960 Complaints: GA
- 1534 Complaints: CA
- 1017 Complaints: NY
- 799 Complaints: PA
- 790 Complaints: IL
- 782 Complaints: NC
- 673 Complaints: OH
- 642 Complaints: VA
The status of the month’s complaints are as follows:
- 10397 Closed with explanation (44%)
- 9139 In progress (39%)
- 3390 Closed with non-monetary relief (14%)
- 476 Untimely response (2%)
- 27 Closed with monetary relief (0%)
This includes 22785 (97%) timely responses to complaints, and 644 (3%) untimely responses.