WebRecon Nov 2024 Stats

Quick analysis:

Complaint Statistics:

15778 consumers filed CFPB complaints, and about 1665 consumers filed lawsuits under consumer statutes from Nov 01, 2024 to Nov 30, 2024.

• 15778 CFPB Complaints
• 285 FDCPA, 31 Class Action (10.9%)
• 1088 TCPA, 1039 Class Action (95.5%)
• 439 FCRA, 5 Class Action (1.1%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 1665 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 1020, or (61%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 6723 lawsuits since 2001
• Actions were filed in 141 different US District Court branches.
• About 517 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 57 Lawsuits: Georgia Northern District Court – Atlanta
• 33 Lawsuits: Florida Middle District Court – Tampa
• 29 Lawsuits: Illinois Northern District Court – Chicago
• 27 Lawsuits: California Central District Court – Western Division – Los Angeles
• 25 Lawsuits: California Southern District Court – San Diego
• 24 Lawsuits: Indiana Southern District Court – Indianapolis
• 23 Lawsuits: Alabama Northern District Court – Southern
• 21 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
• 21 Lawsuits: Texas Northern District Court – Dallas
• 20 Lawsuits: New York Eastern District Court – Brooklyn

The most active consumer attorneys were:

• Representing 941 Consumers: JAMES S WERTHEIM
• Representing 941 Consumers: MITCHELL D WEST
• Representing 941 Consumers: CRYSTAL L COOKE
• Representing 941 Consumers: REBECCA EVANS
• Representing 941 Consumers: THOMAS WILLIAM ALVORD
• Representing 19 Consumers: MATTHEW THOMAS BERRY
• Representing 18 Consumers: DAVID J PHILIPPS
• Representing 16 Consumers: JOHN G WATTS
• Representing 15 Consumers: CHRISTOPHER NEIL ARMOR
• Representing 15 Consumers: TODD M FRIEDMAN

Statistics Year to Date:
9456 total lawsuits for 2024, including:

• 3918 FDCPA
• 5550 FCRA
• 2597 TCPA

Number of Unique Plaintiffs for 2024: 9550 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

• Representing 942 Consumers: THOMAS WILLIAM ALVORD
• Representing 942 Consumers: JAMES S WERTHEIM
• Representing 941 Consumers: REBECCA EVANS
• Representing 941 Consumers: MITCHELL D WEST
• Representing 941 Consumers: CRYSTAL L COOKE
• Representing 259 Consumers: OCTAVIO GOMEZ
• Representing 128 Consumers: MATTHEW THOMAS BERRY
• Representing 127 Consumers: MELKON RAFI MELKONIAN
• Representing 127 Consumers: ZAREH JACK KOUSIAN
• Representing 127 Consumers: HAROUT GREG KEOSIAN

——————————————————————————————————-
CFPB Complaint Statistics:

There were 15778 complaints filed against debt collectors from Nov 01, 2024 to Nov 30, 2024.

Total number of debt collectors complained about: 927

The types of debt behind the complaints were:

• 9033 I do not know (57%)
• 2174 Credit card debt (14%)
• 1993 Other debt (13%)
• 731 Telecommunications debt (5%)
• 617 Rental debt (4%)
• 520 Medical debt (3%)
• 405 Auto debt (3%)
• 158 Payday loan debt (1%)
• 55 Federal student loan debt (0%)
• 52 Mortgage debt (0%)
• 40 Private student loan debt (0%)

Here is a breakdown of complaints:

• 6175 Attempts to collect debt not owed (39%)
• 3820 False statements or representation (24%)
• 3543 Written notification about debt (22%)
• 1366 Took or threatened to take negative or legal action (9%)
• 553 Communication tactics (4%)
• 198 Electronic communications (1%)
• 123 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 3720 Debt is not yours (24%)
• 3666 Attempted to collect wrong amount (23%)
• 1720 Debt was result of identity theft (11%)
• 1693 Notification didnt disclose it was an attempt to collect a debt (11%)
• 1117 Didnt receive enough information to verify debt (7%)

The top states complaints were filed from are:

• 2780 Complaints: TX
• 1700 Complaints: FL
• 1464 Complaints: GA
• 1220 Complaints: CA
• 731 Complaints: IL
• 676 Complaints: NY
• 558 Complaints: PA
• 480 Complaints: SC
• 470 Complaints: NC
• 456 Complaints: MI

The status of the month’s complaints are as follows:

• 10932 Closed with explanation (69%)
• 4106 Closed with non-monetary relief (26%)
• 572 In progress (4%)
• 138 Untimely response (1%)
• 30 Closed with monetary relief (0%)

This includes 15470 (98%) timely responses to complaints, and 308 (2%) untimely responses.