Quick analysis: WebRecon Stats Dec ’22 & Year in Review

Litigation activity picked up a bit for an end-of-year rally as FDCPA complaints (+11.2%) hit double digits over last month and FCRA complaints (+8%) were also up more than usual. TCPA complaints (-32.4%) were still down though, by a lot.

For the full year 2022, FDCPA (-31.3%) and TCPA (-10.8%) were both down significantly over 2021, while FCRA (+3.5%) eked out another year increase – ironically by exactly the same percentage as 2022 over 2021. TCPA’s rate of decrease slowed considerably to about 1/5 of last year’s full year decrease of -48.3% while FDCPA’s rate of decrease significantly accelerated (more than seven-fold) over last year’s full year decrease of -4.4%.

CFPB complaints were up +6.8% for the month but down -16.4% for the year over 2021.

In other news, putative class actions represented 11.8% of FDCPA, 55.3% of TCPA and 4.5% of FCRA lawsuits filed last month. About 39% of all plaintiffs who filed suit last month had filed at least once before. And finally, San Diego attorney Ahren Tiller took the top spot for representing the most consumers in December (12) while Florida attorney Jibrael Jarallah Said Hindi was the most active consumer attorney of the year with 237 consumers represented in all of 2022.

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Dec 01, 2022
Dec 31, 2022
Nov 01, 2022
Nov 30, 2022
Dec 01, 2021
Dec 31, 2021
Jan 01, 2022
Dec 31, 2022
Jan 01, 2021
Dec 31, 2021
CFPB  4695 4389 7.0% 4995 -6.0% 60188 72009 -16.4%
FDCPA  297 267 11.2% 459 -35.3% 4525 6584 -31.3%
FCRA  447 414 8.0% 459 -2.6% 5597 5407 3.5%
TCPA  94 139 -32.4% 97 -3.1% 1531 1716 -10.8%

 

Complaint Statistics:

4695 consumers filed CFPB complaints, and about 736 consumers filed lawsuits under consumer statutes from Dec 01, 2022 to Dec 31, 2022.

  • 4695 CFPB Complaints
  • 297 FDCPA, 35 Class Action (11.8%)
  • 94 TCPA, 52 Class Action (55.3%)
  • 447 FCRA, 20 Class Action (4.5%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 736 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 290, or (39%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 1532 lawsuits since 2001
  • Actions were filed in 133 different US District Court branches.
  • About 487 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 41 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 39 Lawsuits: Georgia Northern District Court – Atlanta
  • 35 Lawsuits: Illinois Northern District Court – Chicago
  • 31 Lawsuits: Florida Middle District Court – Tampa
  • 24 Lawsuits: Minnesota District Court – Dmn
  • 24 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 23 Lawsuits: Nevada District Court – Las Vegas
  • 20 Lawsuits: Arizona District Court – Phoenix
  • 19 Lawsuits: California Southern District Court – San Diego
  • 17 Lawsuits: Texas Northern District Court – Dallas

The most active consumer attorneys were:

  • Representing 12 Consumers: AHREN A TILLER
  • Representing 11 Consumers: CATRINA EOM SMITH
  • Representing 11 Consumers: GEORGE HAINES
  • Representing 10 Consumers: GERARDO AVALOS
  • Representing 9 Consumers: MATTHEW THOMAS BERRY
  • Representing 9 Consumers: NATHAN CHARLES VOLHEIM
  • Representing 9 Consumers: BRIDGET LYNN SCARANGELLA
  • Representing 9 Consumers: JOEL SPENCER HALVORSEN
  • Representing 8 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 8 Consumers: YAAKOV SAKS

Statistics Year to Date:
10743 total lawsuits for 2022, including:

  • 4525 FDCPA
  • 5597 FCRA
  • 1531 TCPA

Number of Unique Plaintiffs for 2022: 9385 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 237 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 225 Consumers: MATTHEW THOMAS BERRY
  • Representing 206 Consumers: THOMAS JOHN PATTI
  • Representing 143 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 140 Consumers: CATRINA EOM SMITH
  • Representing 136 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 133 Consumers: LEONARD ANTHONY BENNETT
  • Representing 132 Consumers: SYED HASEEB HUSSAIN
  • Representing 131 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 124 Consumers: NATHAN CHARLES VOLHEIM

——————————————————————————————————-
CFPB Complaint Statistics:

There were 4695 complaints filed against debt collectors from Dec 01, 2022 to Dec 31, 2022.

Total number of debt collectors complained about: 751

The types of debt behind the complaints were:

  • 1414 Other debt (30%)
  • 1254 I do not know (27%)
  • 977 Credit card debt (21%)
  • 662 Medical debt (14%)
  • 209 Auto debt (4%)
  • 69 Payday loan debt (1%)
  • 52 Mortgage debt (1%)
  • 31 Private student loan debt (1%)
  • 27 Federal student loan debt (1%)

Here is a breakdown of complaints:

  • 2566 Attempts to collect debt not owed (55%)
  • 813 Written notification about debt (17%)
  • 443 Took or threatened to take negative or legal action (9%)
  • 408 False statements or representation (9%)
  • 377 Communication tactics (8%)
  • 88 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1404 Debt is not yours (30%)
  • 759 Debt was result of identity theft (16%)
  • 525 Didnt receive enough information to verify debt (11%)
  • 332 Debt was paid (7%)
  • 306 Attempted to collect wrong amount (7%)

The top states complaints were filed from are:

  • 535 Complaints: FL
  • 483 Complaints: TX
  • 472 Complaints: GA
  • 401 Complaints: CA
  • 224 Complaints: NY
  • 199 Complaints: PA
  • 183 Complaints: IL
  • 180 Complaints: OH
  • 177 Complaints: MI
  • 164 Complaints: NC

The status of the month’s complaints are as follows:

  • 3634 Closed with explanation (77%)
  • 593 In progress (13%)
  • 391 Closed with non-monetary relief (8%)
  • 56 Untimely response (1%)
  • 21 Closed with monetary relief (0%)

This includes 4541 (97%) timely responses to complaints, and 154 (3%) untimely responses.

API Access


We offer two powerful APIs to businesses that communicate with consumers:

  • The primary Litigious Consumer Scrub uses a combination of name, geography (and optionally SSN) to identify consumers who have filed lawsuits in the past.
  • The Litigious Consumer Phone Scrub pulls every phone number from our proprietary database of litigants and runs your phones against ours.

These APIs allow you to check your data against our database on the fly. Clients love using this to handle risk management without missing a beat in their daily workflow.

Workers Comp Scrub


Workers Comp-inspired FDCPA lawsuits are growing aggressively, particularly in Florida. Only WebRecon can tell you who in your database may have a Florida Worker’s Comp case filed that could trigger litigation against you.

You can’t stop 100% of all lawsuits, but if you collect medical in Florida and you don’t have a process in place to show the court that you have a way to check every file against the Workers Comp database, then you have lost the case before it even begins.

Knock these suits out of the park with the Workers Comp Scrub.

Our Monthly Client Newsletter with The Litigant Hotsheet


Anyone can get our guest newsletter, but only clients get the version with the Litigant Hotsheet –  identifying the most active consumer Plaintiffs filing suit in jurisdictions around the country each month. Grab a coffee, shut your door and open your database to make sure you are doing all you can to stay safe.

Individual Vendor Consumer Complaint Search


Just like Vendor Monitoring, but without the monitoring. Search any business’s history of consumer complaints (Litigation, CFPB, BBB, State AG) with the click of a button! Great for on-the-fly gut checks of the companies you do business with.

Vendor Monitoring


Through vicarious liability, you can be held accountable for the bad behavior of your vendors. If they abuse consumers, for all intents and purposes, so do you. This is a big freakin’ deal!

But fear not, friend. WebRecon can track consumer litigation, CFPB, BBB and State AG Office complaints against the companies you do business with.

When a new complaint of any kind is filed against any of the companies you are monitoring, we’ll automatically push a report out to you with all of the publicly available details so you can react accordingly and if necessary, protect your interests.

The Litigious Consumer Phone Scrub


Would you knowingly dial a number attached to a consumer with a history of litigation? Of course not.

But thousands of companies do just that, every single day. If you’d like to know who they are, simply review the court dockets. They are the ones getting sued the most.

Sure, you can stop dialing consumers. But your marketing and operations teams might not be too excited about that plan.

Another idea? Identify the consumers most likely to sue you, based on previous litigation histories, and just don’t call them.

Identify high-risk phones quickly & easily, before you expose yourself to unnecessary risk.

Litigation Context Search


This is really cool.

Our primary search engine is really designed to search for parties to litigation. Need to know more about a consumer plaintiff? That’s easy. Defendant? Check. Lawyer? No problem.

But if you need to find all 1099C lawsuits filed in July 2020… not so much.

Which is why we developed the Context Search. We have pulled out and indexed the full text from over 140k consumer lawsuits and made them available to you in a search engine, with more than 1000 new lawsuits added each month. Use it to search the text of filed litigation so you can easily identify those hard-to-define trends and cases worth following.

Individual Search Engine


Instantly and easily search our proprietary database for any lawsuit participant – Plaintiff, Defendant or Attorney.

In the results, we’ll show you the full consumer litigation history of any participant, including the “docket data” (who, what, why, where, when) and – in many cases – we can even provide a copy of their actual filed lawsuits.

You can also search by phone, date range, federal/state, class action, court, statute, etc. We offer a ton of flexibility to get you the exact search result you are looking for.

The Litigant Alert Ongoing Monitoring Process


Just like our one-time batch process, but without the whole “one time” thing.

When one of your consumers files new litigation against anyone in the future, you should be the first to know. Our monitoring service can make that happen.

WebRecon can monitor your entire database (or any segment of it) for future instances of consumer litigation filed by the very consumers you are working with, right now!

It is simple to add new consumers to the watchlist, remove inactive accounts, download full reports, etc.

Best of all, we only charge you for the volume of your monitoring database – not the frequency of the searches. Search daily, weekly, every Tuesday and Friday, the 15th of each month, whatever – it is totally up to you! You won’t pay a penny more.

The Litigant Alert One-Time Batch Process


This is our flagship service. Find out why hundreds of companies won’t contact any consumers before running them through WebRecon’s Litigant Alert.

This process identifies consumers with a history of litigation quickly & easily. If they have ever filed lawsuits under FDCPA, TCPA, FCRA or similar statutes, you’ll find out here. 

WebRecon’s proprietary database is simply the most comprehensive collection of dangerous consumer litigation data in existence. 

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