Quick analysis: A Pre-Summer Dip?

April consumer litigation took a bit of a dive in April 2017. The last time the big three statutes (FDCPA, TCPA, FCRA) collectively were lower was all the way back in Jan 2016, though the numbers we saw in Dec 2016 comes close.

Compared to last month (March 2017), all three statutes were down by double digits – FDCPA by 14.9%, TCPA by 18.1% and FCRA by a whopping 34.5%. All three were also down by double digits compared to April last year, FDCPA by 19.4%, TCPA by 20.4% and FCRA by 26.1%.

Of the three statutes, the only uptick to be found anywhere is in YTD numbers for FCRA, which is maintaining a 6.5% lift over same period in 2016. FDCPA is down YTD by 6.1% and TCPA (!) is down 6.8%

Even CFPB complaints, which have been on a tear recently with 26.9% growth at the end of March over the previous year, slowed down in April with a 12.7% decrease over the previous month. CFPB complaints for the year are still up over 2015 by 22.4%.

Back to litigation, putative class actions are all robust with 20.6% of FDCPA, 21.9% of TCPA and 18% of FCRA lawsuits filed that way.

About 33% of all plaintiffs who filed suit last month had filed at least once before.

And finally, New York attorney Craig B Sanders takes the crown for representing the most consumer plaintiffs (61) in April, and also for representing the most consumers year-to-date (174).

Comparisons: Current Period: Previous Period: Previous Year Comp:
Apr 01, 2017
Apr 30, 2017
Mar 01, 2017
Mar 31, 2017
Apr 01, 2016
Apr 30, 2016
CFPB Complaints  4027 4615 -12.7% 3291 22.4%
FDCPA lawsuits  801 941 -14.9% 994 -19.4%
FCRA lawsuits  266 406 -34.5% 360 -26.1%
TCPA lawsuits  352 430 -18.1% 442 -20.4%
YTD CFPB Complaints  16408 13100 25.3%
YTD FDCPA lawsuits  3392 3611 -6.1%
YTD FCRA lawsuits  1353 1270 6.5%
YTD TCPA lawsuits  1560 1674 -6.8%


Complaint Statistics:

4027 consumers filed CFPB complaints against debt collectors and about 1199 consumers filed lawsuits under consumer statutes from Apr 01, 2017 to Apr 30, 2017. Here is an approximate breakdown:

  • 4027 CFPB Complaints
  • 801 FDCPA, 165 Class Action (20.6%)
  • 352 TCPA, 77 Class Action (21.9%)
  • 266 FCRA, 48 Class Action (18.0%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 1199 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 401, or (33%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 5440 lawsuits since 2001
  • Actions were filed in 157 different US District Court branches.
  • About 780 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 83 Lawsuits: Illinois Northern District Court – Chicago
  • 66 Lawsuits: New York Eastern District Court – Central Islip
  • 60 Lawsuits: New York Eastern District Court – Brooklyn
  • 54 Lawsuits: Georgia Northern District Court – Atlanta
  • 45 Lawsuits: Florida Middle District Court – Tampa
  • 39 Lawsuits: California Central District Court – Los Angeles
  • 36 Lawsuits: Nevada District Court – Las Vegas
  • 30 Lawsuits: California Southern District Court – San Diego
  • 30 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 30 Lawsuits: Missouri Eastern District Court – St. Louis – Eastern Division

The most active consumer attorneys were:

  • Representing 61 Consumers: CRAIG B SANDERS
  • Representing 34 Consumers: TODD M FRIEDMAN
  • Representing 31 Consumers: AHMAD TAYSEER SULAIMAN
  • Representing 29 Consumers: TAXIARCHIS HATZIDIMITRIADIS
  • Representing 29 Consumers: NATHAN CHARLES VOLHEIM
  • Representing 28 Consumers: DAVID H KRIEGER
  • Representing 26 Consumers: MOHAMMED OMAR BADWAN
  • Representing 22 Consumers: ADRIAN ROBERT BACON
  • Representing 22 Consumers: MATTHEW THOMAS BERRY
  • Representing 20 Consumers: MICHAEL JAMES PASCUCCI

Statistics Year to Date:
5271 total lawsuits for 2017, including:

  • 3392 FDCPA
  • 1353 FCRA
  • 1560 TCPA

Number of Unique Plaintiffs for 2017: 5167 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 174 Consumers: CRAIG B SANDERS
  • Representing 171 Consumers: TODD M FRIEDMAN
  • Representing 154 Consumers: AHMAD TAYSEER SULAIMAN
  • Representing 139 Consumers: DAVID H KRIEGER
  • Representing 133 Consumers: MATTHEW THOMAS BERRY
  • Representing 125 Consumers: MOHAMMED OMAR BADWAN
  • Representing 124 Consumers: NATHAN CHARLES VOLHEIM
  • Representing 115 Consumers: ADRIAN ROBERT BACON
  • Representing 95 Consumers: TAXIARCHIS HATZIDIMITRIADIS
  • Representing 91 Consumers: JOHN D BLYTHIN

CFPB Complaint Statistics:

There were 4027 complaints filed against debt collectors from Apr 01, 2017 to Apr 30, 2017.

Total number of debt collectors complained about: 860

The types of debt behind the complaints were:

  • 1069 Other (i.e. phone, health club, etc.) (27%)
  • 717 I do not know (18%)
  • 626 Medical (16%)
  • 502 Credit card (12%)
  • 283 Other debt (7%)
  • 189 Medical debt (5%)
  • 166 Credit card debt (4%)
  • 122 Payday loan (3%)
  • 88 Auto (2%)
  • 58 Mortgage (1%)
  • 44 Non-federal student loan (1%)
  • 39 Payday loan debt (1%)
  • 32 Federal student loan (1%)
  • 27 Federal student loan debt (1%)
  • 25 Mortgage debt (1%)
  • 25 Auto debt (1%)
  • 15 Private student loan debt (%)

Here is a breakdown of complaints:

  • 1315 Contd attempts collect debt not owed (33%)
  • 939 Disclosure verification of debt (23%)
  • 425 Communication tactics (11%)
  • 390 Attempts to collect debt not owed (10%)
  • 346 False statements or representation (9%)
  • 195 Written notification about debt (5%)
  • 171 Improper contact or sharing of info (4%)
  • 127 Taking/threatening an illegal action (3%)
  • 96 Took or threatened to take negative or legal action (2%)
  • 23 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

  • 789 Debt is not mine (20%)
  • 714 Not given enough info to verify debt (18%)
  • 446 Debt was paid (11%)
  • 296 Attempted to collect wrong amount (7%)
  • 215 Debt is not yours (5%)

The top states complaints were filed from are:

  • 649 Complaints: TX
  • 471 Complaints: CA
  • 380 Complaints: FL
  • 275 Complaints: GA
  • 176 Complaints: NY
  • 142 Complaints: OH
  • 141 Complaints: IL
  • 122 Complaints: NC
  • 103 Complaints: PA
  • 101 Complaints: MD

The status of the month’s complaints are as follows:

  • 4027 (100%)

This includes 3797 (94%) timely responses to complaints, and 230 (6%) untimely responses.

Of the company responses, consumers accepted 2818 (91%) of them, disputed 271 (9%) of them, and 7 (%) were N\A.

The top five days for complaints were:

  • 237 Complaints: Wed, 04/05/2017
  • 220 Complaints: Thu, 04/20/2017
  • 212 Complaints: Tue, 04/04/2017
  • 211 Complaints: Wed, 04/26/2017
  • 207 Complaints: Tue, 04/18/2017


API Access

We offer two powerful APIs to businesses that communicate with consumers:

  • The primary Litigious Consumer Scrub uses a combination of name, geography (and optionally SSN) to identify consumers who have filed lawsuits in the past.
  • The Litigious Consumer Phone Scrub pulls every phone number from our proprietary database of litigants and runs your phones against ours.

These APIs allow you to check your data against our database on the fly. Clients love using this to handle risk management without missing a beat in their daily workflow.

Workers Comp Scrub

Workers Comp-inspired FDCPA lawsuits are growing aggressively, particularly in Florida. Only WebRecon can tell you who in your database may have a Florida Worker’s Comp case filed that could trigger litigation against you.

You can’t stop 100% of all lawsuits, but if you collect medical in Florida and you don’t have a process in place to show the court that you have a way to check every file against the Workers Comp database, then you have lost the case before it even begins.

Knock these suits out of the park with the Workers Comp Scrub.

Our Monthly Client Newsletter with The Litigant Hotsheet

Anyone can get our guest newsletter, but only clients get the version with the Litigant Hotsheet –  identifying the most active consumer Plaintiffs filing suit in jurisdictions around the country each month. Grab a coffee, shut your door and open your database to make sure you are doing all you can to stay safe.

Individual Vendor Consumer Complaint Search

Just like Vendor Monitoring, but without the monitoring. Search any business’s history of consumer complaints (Litigation, CFPB, BBB, State AG) with the click of a button! Great for on-the-fly gut checks of the companies you do business with.

Vendor Monitoring

Through vicarious liability, you can be held accountable for the bad behavior of your vendors. If they abuse consumers, for all intents and purposes, so do you. This is a big freakin’ deal!

But fear not, friend. WebRecon can track consumer litigation, CFPB, BBB and State AG Office complaints against the companies you do business with.

When a new complaint of any kind is filed against any of the companies you are monitoring, we’ll automatically push a report out to you with all of the publicly available details so you can react accordingly and if necessary, protect your interests.

The Litigious Consumer Phone Scrub

Would you knowingly dial a number attached to a consumer with a history of litigation? Of course not.

But thousands of companies do just that, every single day. If you’d like to know who they are, simply review the court dockets. They are the ones getting sued the most.

Sure, you can stop dialing consumers. But your marketing and operations teams might not be too excited about that plan.

Another idea? Identify the consumers most likely to sue you, based on previous litigation histories, and just don’t call them.

Identify high-risk phones quickly & easily, before you expose yourself to unnecessary risk.

Litigation Context Search

This is really cool.

Our primary search engine is really designed to search for parties to litigation. Need to know more about a consumer plaintiff? That’s easy. Defendant? Check. Lawyer? No problem.

But if you need to find all 1099C lawsuits filed in July 2020… not so much.

Which is why we developed the Context Search. We have pulled out and indexed the full text from over 140k consumer lawsuits and made them available to you in a search engine, with more than 1000 new lawsuits added each month. Use it to search the text of filed litigation so you can easily identify those hard-to-define trends and cases worth following.

Individual Search Engine

Instantly and easily search our proprietary database for any lawsuit participant – Plaintiff, Defendant or Attorney.

In the results, we’ll show you the full consumer litigation history of any participant, including the “docket data” (who, what, why, where, when) and – in many cases – we can even provide a copy of their actual filed lawsuits.

You can also search by phone, date range, federal/state, class action, court, statute, etc. We offer a ton of flexibility to get you the exact search result you are looking for.

The Litigant Alert Ongoing Monitoring Process

Just like our one-time batch process, but without the whole “one time” thing.

When one of your consumers files new litigation against anyone in the future, you should be the first to know. Our monitoring service can make that happen.

WebRecon can monitor your entire database (or any segment of it) for future instances of consumer litigation filed by the very consumers you are working with, right now!

It is simple to add new consumers to the watchlist, remove inactive accounts, download full reports, etc.

Best of all, we only charge you for the volume of your monitoring database – not the frequency of the searches. Search daily, weekly, every Tuesday and Friday, the 15th of each month, whatever – it is totally up to you! You won’t pay a penny more.

The Litigant Alert One-Time Batch Process

This is our flagship service. Find out why hundreds of companies won’t contact any consumers before running them through WebRecon’s Litigant Alert.

This process identifies consumers with a history of litigation quickly & easily. If they have ever filed lawsuits under FDCPA, TCPA, FCRA or similar statutes, you’ll find out here. 

WebRecon’s proprietary database is simply the most comprehensive collection of dangerous consumer litigation data in existence. 

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.