Quick analysis: From a slog to a slump.

Last month we talked about the “June Litigation Slog” – and now we are extending it to the “Dog Days Slump”.

Consumer litigation is down across the board again from last month (TCPA -3.8%, FDCPA -18.7%, FCRA -5.1%), and YTD too (TCPA -26.1%, FDCPA -23.6%) with the exception of FCRA filings – which only ticked up a meager +1.6%.

CFPB complaints also declined -4.6% for the month and are down -15.1% YTD – it seems like that decline is getting steeper as the year goes on.

In other news, putative class actions represented 11.5% of FDCPA, 65.1% of TCPA and 1.4% of FCRA lawsuits filed last month. About 41% of all plaintiffs who filed suit last month had filed at least once before. And finally, Nevada attorneys Shawn Wayne Miller and David H Krieger took the top spot for representing the most consumers in July (22) while Florida attorney Jibrael S Hindi has still represented the most consumers for the year so far (214).

Current Month: Previous Month: Previous
Year:
Year to Date: Year to
Date Comp:
Jul 01, 2022
Jul 31, 2022
Jun 01, 2022
Jun 30, 2022
Jul 01, 2021
Jul 31, 2021
Jan 01, 2022
Jul 31, 2022
Jan 01, 2021
Jul 31, 2021
CFPB  4393 4605 -4.6% 7361 -40.3% 36641 43181 -15.1%
FDCPA  321 395 -18.7% 561 -42.8% 2985 3909 -23.6%
FCRA  443 467 -5.1% 436 1.6% 3332 3201 4.1%
TCPA  126 131 -3.8% 132 -4.5% 859 1162 -26.1%

 

Complaint Statistics:

4393 consumers filed CFPB complaints, and about 781 consumers filed lawsuits under consumer statutes from Jul 01, 2022 to Jul 31, 2022.

  • 4393 CFPB Complaints
  • 321 FDCPA, 37 Class Action (11.5%)
  • 126 TCPA, 82 Class Action (65.1%)
  • 443 FCRA, 6 Class Action (1.4%)

Litigation Summary (scroll down for CFPB data):

  • Of those cases, there were about 781 unique plaintiffs (including multiple plaintiffs in one suit).
  • Of those plaintiffs, about 322, or (41%), had sued under consumer statutes before.
  • Combined, those plaintiffs have filed about 2023 lawsuits since 2001
  • Actions were filed in 131 different US District Court branches.
  • About 528 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

  • 38 Lawsuits: Illinois Northern District Court – Chicago
  • 37 Lawsuits: Georgia Northern District Court – Atlanta
  • 35 Lawsuits: Florida Middle District Court – Tampa
  • 31 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
  • 28 Lawsuits: California Central District Court – Western Division – Los Angeles
  • 26 Lawsuits: Nevada District Court – Las Vegas
  • 25 Lawsuits: Minnesota District Court – Dmn
  • 24 Lawsuits: Florida Southern District Court – Miami
  • 19 Lawsuits: New Jersey District Court – Newark
  • 17 Lawsuits: Florida Middle District Court – Orlando

The most active consumer attorneys were:

  • Representing 22 Consumers: DAVID H KRIEGER
  • Representing 22 Consumers: SHAWN WAYNE MILLER
  • Representing 16 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 16 Consumers: CATRINA EOM SMITH
  • Representing 14 Consumers: ANDREW JOHN SHAMIS
  • Representing 13 Consumers: SCOTT ADAM EDELSBERG
  • Representing 11 Consumers: GARRETT O BERG
  • Representing 11 Consumers: JENNIFER GOMES SIMIL
  • Representing 11 Consumers: DAVID J PHILIPPS
  • Representing 9 Consumers: NICOLA CARLENE RICHARDS

Statistics Year to Date:
6590 total lawsuits for 2022, including:

  • 2985 FDCPA
  • 3332 FCRA
  • 859 TCPA

Number of Unique Plaintiffs for 2022: 5982 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

  • Representing 214 Consumers: JIBRAEL JARALLAH SAID HINDI
  • Representing 192 Consumers: THOMAS JOHN PATTI
  • Representing 153 Consumers: MATTHEW THOMAS BERRY
  • Representing 129 Consumers: CRAIG CARLEY MARCHIANDO
  • Representing 122 Consumers: LEONARD ANTHONY BENNETT
  • Representing 113 Consumers: DREW DAVID SARRETT
  • Representing 100 Consumers: MICHAEL FREDERICK CARDOZA
  • Representing 90 Consumers: CHRISTOPHER NEIL ARMOR
  • Representing 83 Consumers: SYED HASEEB HUSSAIN

——————————————————————————————————-
CFPB Complaint Statistics:

There were 4393 complaints filed against debt collectors from Jul 01, 2022 to Jul 31, 2022.

Total number of debt collectors complained about: 734

The types of debt behind the complaints were:

  • 1305 Other debt (30%)
  • 1010 Credit card debt (23%)
  • 980 I do not know (22%)
  • 648 Medical debt (15%)
  • 209 Auto debt (5%)
  • 112 Payday loan debt (3%)
  • 68 Mortgage debt (2%)
  • 46 Private student loan debt (1%)
  • 15 Federal student loan debt (0%)

Here is a breakdown of complaints:

  • 2272 Attempts to collect debt not owed (52%)
  • 972 Written notification about debt (22%)
  • 401 Took or threatened to take negative or legal action (9%)
  • 350 Communication tactics (8%)
  • 327 False statements or representation (7%)
  • 71 Threatened to contact someone or share information improperly (2%)

The top five subissues were:

  • 1085 Debt is not yours (25%)
  • 723 Debt was result of identity theft (16%)
  • 587 Didnt receive enough information to verify debt (13%)
  • 387 Debt was paid (9%)
  • 349 Didnt receive notice of right to dispute (8%)

The top states complaints were filed from are:

  • 537 Complaints: FL
  • 516 Complaints: TX
  • 408 Complaints: CA
  • 365 Complaints: GA
  • 191 Complaints: IL
  • 188 Complaints: NY
  • 179 Complaints: PA
  • 152 Complaints: NC
  • 139 Complaints: VA
  • 138 Complaints: MD

The status of the month’s complaints are as follows:

  • 3316 Closed with explanation (75%)
  • 596 In progress (14%)
  • 399 Closed with non-monetary relief (9%)
  • 51 Untimely response (1%)
  • 31 Closed with monetary relief (1%)

This includes 4250 (97%) timely responses to complaints, and 143 (3%) untimely responses.

API Access


We offer two powerful APIs to businesses that communicate with consumers:

  • The primary Litigious Consumer Scrub uses a combination of name, geography (and optionally SSN) to identify consumers who have filed lawsuits in the past.
  • The Litigious Consumer Phone Scrub pulls every phone number from our proprietary database of litigants and runs your phones against ours.

These APIs allow you to check your data against our database on the fly. Clients love using this to handle risk management without missing a beat in their daily workflow.

Workers Comp Scrub


Workers Comp-inspired FDCPA lawsuits are growing aggressively, particularly in Florida. Only WebRecon can tell you who in your database may have a Florida Worker’s Comp case filed that could trigger litigation against you.

You can’t stop 100% of all lawsuits, but if you collect medical in Florida and you don’t have a process in place to show the court that you have a way to check every file against the Workers Comp database, then you have lost the case before it even begins.

Knock these suits out of the park with the Workers Comp Scrub.

Our Monthly Client Newsletter with The Litigant Hotsheet


Anyone can get our guest newsletter, but only clients get the version with the Litigant Hotsheet –  identifying the most active consumer Plaintiffs filing suit in jurisdictions around the country each month. Grab a coffee, shut your door and open your database to make sure you are doing all you can to stay safe.

Individual Vendor Consumer Complaint Search


Just like Vendor Monitoring, but without the monitoring. Search any business’s history of consumer complaints (Litigation, CFPB, BBB, State AG) with the click of a button! Great for on-the-fly gut checks of the companies you do business with.

Vendor Monitoring


Through vicarious liability, you can be held accountable for the bad behavior of your vendors. If they abuse consumers, for all intents and purposes, so do you. This is a big freakin’ deal!

But fear not, friend. WebRecon can track consumer litigation, CFPB, BBB and State AG Office complaints against the companies you do business with.

When a new complaint of any kind is filed against any of the companies you are monitoring, we’ll automatically push a report out to you with all of the publicly available details so you can react accordingly and if necessary, protect your interests.

The Litigious Consumer Phone Scrub


Would you knowingly dial a number attached to a consumer with a history of litigation? Of course not.

But thousands of companies do just that, every single day. If you’d like to know who they are, simply review the court dockets. They are the ones getting sued the most.

Sure, you can stop dialing consumers. But your marketing and operations teams might not be too excited about that plan.

Another idea? Identify the consumers most likely to sue you, based on previous litigation histories, and just don’t call them.

Identify high-risk phones quickly & easily, before you expose yourself to unnecessary risk.

Litigation Context Search


This is really cool.

Our primary search engine is really designed to search for parties to litigation. Need to know more about a consumer plaintiff? That’s easy. Defendant? Check. Lawyer? No problem.

But if you need to find all 1099C lawsuits filed in July 2020… not so much.

Which is why we developed the Context Search. We have pulled out and indexed the full text from over 140k consumer lawsuits and made them available to you in a search engine, with more than 1000 new lawsuits added each month. Use it to search the text of filed litigation so you can easily identify those hard-to-define trends and cases worth following.

Individual Search Engine


Instantly and easily search our proprietary database for any lawsuit participant – Plaintiff, Defendant or Attorney.

In the results, we’ll show you the full consumer litigation history of any participant, including the “docket data” (who, what, why, where, when) and – in many cases – we can even provide a copy of their actual filed lawsuits.

You can also search by phone, date range, federal/state, class action, court, statute, etc. We offer a ton of flexibility to get you the exact search result you are looking for.

The Litigant Alert Ongoing Monitoring Process


Just like our one-time batch process, but without the whole “one time” thing.

When one of your consumers files new litigation against anyone in the future, you should be the first to know. Our monitoring service can make that happen.

WebRecon can monitor your entire database (or any segment of it) for future instances of consumer litigation filed by the very consumers you are working with, right now!

It is simple to add new consumers to the watchlist, remove inactive accounts, download full reports, etc.

Best of all, we only charge you for the volume of your monitoring database – not the frequency of the searches. Search daily, weekly, every Tuesday and Friday, the 15th of each month, whatever – it is totally up to you! You won’t pay a penny more.

The Litigant Alert One-Time Batch Process


This is our flagship service. Find out why hundreds of companies won’t contact any consumers before running them through WebRecon’s Litigant Alert.

This process identifies consumers with a history of litigation quickly & easily. If they have ever filed lawsuits under FDCPA, TCPA, FCRA or similar statutes, you’ll find out here. 

WebRecon’s proprietary database is simply the most comprehensive collection of dangerous consumer litigation data in existence. 

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