Quick analysis: Everything was up in June.
CFPB complaints (+16.3%), FDCPA (+2%), FCRA (+18.9%), TCPA (+62.2%!). Of those complaint categories, CFPB complaints and FCRA litigation are also up significantly over June of 2020 (+41.9% and +35.6%, respectively) as well as YTD (+36.3% and +7.4%, respectively).
FDCPA and TCPA, on the other hand, are both slightly down over June 2020 (-1.1% and 2.2%, respectively) as well as YTD (-8.5% and -51.4%, respectively). The YTD TCPA number is colored by some unusual filings early in 2020 and is not necessarily that useful for prognosticating.
In other news, putative class actions represented 24.4% of FDCPA, 52.2% of TCPA and 2.4% of FCRA lawsuits filed last month.
About 38% of all plaintiffs who filed suit last month had filed at least once before.
And finally, Georgia attorney Matthew Thomas Berry took the top spot for representing the most consumers in June (38) and kept the title of the most active consumer attorney of the year with 140 consumers represented so far in 2021
| Current Month: | Previous Month: | Previous Year: |
Year to Date: | Year to Date Comp: |
|||||
|---|---|---|---|---|---|---|---|---|---|
| Jun 01, 2021 Jun 30, 2021 |
May 01, 2021 May 31, 2021 |
Jun 01, 2020 Jun 30, 2020 |
Jan 01, 2021 Jun 30, 2021 |
Jan 01, 2020 Jun 30, 2020 |
|||||
| CFPB | 6293 | 5411 | 16.3% | 4434 | 41.9% | 34500 | 25317 | 36.3% | |
| FDCPA | 623 | 611 | 2.0% | 630 | -1.1% | 3344 | 3653 | -8.5% | |
| FCRA | 503 | 423 | 18.9% | 371 | 35.6% | 2760 | 2569 | 7.4% | |
| TCPA | 180 | 111 | 62.2% | 184 | -2.2% | 1027 | 2111 | -51.4% | |
Complaint Statistics:
6293 consumers filed CFPB complaints, and about 1129 consumers filed lawsuits under consumer statutes from Jun 01, 2021 to Jun 30, 2021.
- 6293 CFPB Complaints
- 623 FDCPA, 152 Class Action (24.4%)
- 180 TCPA, 94 Class Action (52.2%)
- 503 FCRA, 12 Class Action (2.4%)
Litigation Summary (scroll down for CFPB data):
- Of those cases, there were about 1129 unique plaintiffs (including multiple plaintiffs in one suit).
- Of those plaintiffs, about 426, or (38%), had sued under consumer statutes before.
- Combined, those plaintiffs have filed about 2934 lawsuits since 2001
- Actions were filed in 154 different US District Court branches.
- About 691 different collection firms and creditors were sued.
The top courts where lawsuits were filed:
- 89 Lawsuits: Illinois Northern District Court – Chicago
- 63 Lawsuits: Georgia Northern District Court – Atlanta
- 60 Lawsuits: Florida Middle District Court – Tampa
- 57 Lawsuits: California Central District Court – Western Division – Los Angeles
- 36 Lawsuits: New York Eastern District Court – Central Islip
- 33 Lawsuits: New York Eastern District Court – Brooklyn
- 31 Lawsuits: Nevada District Court – Las Vegas
- 28 Lawsuits: New York Southern District Court – Foley Square
- 26 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
- 26 Lawsuits: Florida Southern District Court – Fort Lauderdale
The most active consumer attorneys were:
- Representing 38 Consumers: MATTHEW THOMAS BERRY
- Representing 29 Consumers: TODD M FRIEDMAN
- Representing 28 Consumers: ALEJANDRO EMMANUEL FIGUEROA
- Representing 24 Consumers: THOMAS EDWARD WHEELER
- Representing 23 Consumers: ADRIAN ROBERT BACON
- Representing 23 Consumers: DAVID M BARSHAY
- Representing 21 Consumers: JOSEPH SCOTT DAVIDSON
- Representing 17 Consumers: EDWARD Y KROUB
- Representing 17 Consumers: NATHAN CHARLES VOLHEIM
- Representing 15 Consumers: GEORGE HAINES
Statistics Year to Date:
6426 total lawsuits for 2021, including:
- 3344 FDCPA
- 2760 FCRA
- 1027 TCPA
Number of Unique Plaintiffs for 2021: 6115 (including multiple plaintiffs in one suit)
The most active consumer attorneys of the year:
- Representing 140 Consumers: MATTHEW THOMAS BERRY
- Representing 116 Consumers: DAVID M BARSHAY
- Representing 112 Consumers: TODD M FRIEDMAN
- Representing 94 Consumers: YOSEF STEINMETZ
- Representing 92 Consumers: CRAIG B SANDERS
- Representing 92 Consumers: ADRIAN ROBERT BACON
- Representing 90 Consumers: ALEJANDRO EMMANUEL FIGUEROA
- Representing 88 Consumers: AMY LYNN BENNECOFF GINSBURG
- Representing 87 Consumers: NATHAN CHARLES VOLHEIM
- Representing 74 Consumers: DAVID W HEMMINGER
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CFPB Complaint Statistics:
There were 6293 complaints filed against debt collectors from Jun 01, 2021 to Jun 30, 2021.
Total number of debt collectors complained about: 820
The types of debt behind the complaints were:
- 1919 Credit card debt (30%)
- 1464 Other debt (23%)
- 1344 I do not know (21%)
- 898 Medical debt (14%)
- 330 Auto debt (5%)
- 172 Payday loan debt (3%)
- 83 Mortgage debt (1%)
- 49 Private student loan debt (1%)
- 34 Federal student loan debt (1%)
Here is a breakdown of complaints:
- 3646 Attempts to collect debt not owed (58%)
- 1424 Written notification about debt (23%)
- 415 Took or threatened to take negative or legal action (7%)
- 365 False statements or representation (6%)
- 358 Communication tactics (6%)
- 85 Threatened to contact someone or share information improperly (1%)
The top five subissues were:
- 1790 Debt is not yours (28%)
- 1289 Debt was result of identity theft (20%)
- 1025 Didnt receive enough information to verify debt (16%)
- 449 Debt was paid (7%)
- 353 Didnt receive notice of right to dispute (6%)
The top states complaints were filed from are:
- 799 Complaints: CA
- 683 Complaints: FL
- 680 Complaints: TX
- 642 Complaints: GA
- 361 Complaints: NY
- 223 Complaints: PA
- 199 Complaints: NC
- 195 Complaints: OH
- 180 Complaints: VA
- 179 Complaints: IL
The status of the month’s complaints are as follows:
- 4997 Closed with explanation (79%)
- 662 In progress (11%)
- 520 Closed with non-monetary relief (8%)
- 87 Untimely response (1%)
- 27 Closed with monetary relief (0%)
This includes 6131 (97%) timely responses to complaints, and 162 (3%) untimely responses.