WebRecon June 2025 Stats: Full Reversal From May

Quick analysis: Full Reversal From May

While May 2023 saw TCPA litigation rise while FDCPA and FCRA litigation both fell, June shows the exact opposite trend.

In June, TCPA (+29.1%) rose while FCRA (-1.2%) and FDCPA (-11.3%) fell. Year to date trends are still on track though, with TCPA (+44.4%) and FCRA (+15.8%) still up from last year and FDCPA (-5.9%) still down. It’s worth noting, however, that the drop in YTD FDCPA claims seems to getting smaller – down from 8-9% over the past few months to that 5.9% we see this month.

Meanwhile, CFPB complaints were down -1.8% for the month but still up 99.4%(!) for the year so far.

In other news, putative class actions represented 6.1% of FDCPA, 78.6%(!) of TCPA and .9% of FCRA lawsuits filed last month. TCPA class actions are still extraordinarily high, historically speaking. About 43% of all plaintiffs who filed suit last month had filed at least once before. And finally, South Florida attorney Gerald Lane (from The Law Offices of Jibrael S. Hindi) continued for a fifth straight month to represent both the most consumers in last month (69) as well as YTD (357).

Complaint Statistics:

23392 consumers filed CFPB complaints, and about 1052 consumers filed lawsuits under consumer statutes from Jun 01, 2025 to Jun 30, 2025.

• 23392 CFPB Complaints
• 345 FDCPA, 21 Class Action (6.1%)
• 257 TCPA, 202 Class Action (78.6%)
• 661 FCRA, 6 Class Action (0.9%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 1052 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 451, or (43%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 4052 lawsuits since 2001
• Actions were filed in 154 different US District Court branches.
• About 606 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 98 Lawsuits: Georgia Northern District Court – Atlanta
• 64 Lawsuits: California Central District Court – Western Division – Los Angeles
• 46 Lawsuits: Illinois Northern District Court – Chicago
• 36 Lawsuits: California Central District Court – Southern Division – Santa Ana
• 36 Lawsuits: Florida Middle District Court – Tampa
• 31 Lawsuits: Florida Southern District Court – Fort Lauderdale
• 31 Lawsuits: Michigan Eastern District Court – Detroit
• 30 Lawsuits: New Jersey District Court – Newark
• 29 Lawsuits: Texas Southern District Court – Houston
• 27 Lawsuits: Texas Northern District Court – Dallas

The most active consumer attorneys were:

• Representing 69 Consumers: GERALD DONALD LANE
• Representing 29 Consumers: OCTAVIO GOMEZ
• Representing 25 Consumers: ZANE CHARLES HEDAYA
• Representing 20 Consumers: MARK A CAREY
• Representing 19 Consumers: FAARIS KAMAL UDDIN
• Representing 36 Consumers: ANTHONY I PARONICH
• Representing 15 Consumers: THOMAS JOHN PATTI
• Representing 15 Consumers: JONATHAN H YONG

Statistics Year to Date:
6364 total lawsuits for 2025, including:

• 2106 FDCPA
• 3752 FCRA
• 1336 TCPA

Number of Unique Plaintiffs for 2025: 5591 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

• Representing 357 Consumers: GERALD DONALD LANE
• Representing 139 Consumers: ZANE CHARLES HEDAYA
• Representing 124 Consumers: OCTAVIO GOMEZ
• Representing 123 Consumers: FAARIS KAMAL UDDIN
• Representing 143 Consumers: ANTHONY PARONICH
• Representing 74 Consumers: TODD M FRIEDMAN
• Representing 67 Consumers: JONATHAN ALEXANDER HEEPS
• Representing 66 Consumers: DAVID J PHILIPPS

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CFPB Complaint Statistics:

There were 23392 complaints filed against debt collectors from Jun 01, 2025 to Jun 30, 2025.

Total number of debt collectors complained about: 1034

The types of debt behind the complaints were:

• 11413 I do not know (49%)
• 4743 Other debt (20%)
• 3509 Credit card debt (15%)
• 1042 Telecommunications debt (4%)
• 926 Rental debt (4%)
• 736 Medical debt (3%)
• 587 Auto debt (3%)
• 192 Payday loan debt (1%)
• 100 Federal student loan debt (0%)
• 82 Private student loan debt (0%)
• 62 Mortgage debt (0%)

Here is a breakdown of complaints:

• 10024 Attempts to collect debt not owed (43%)
• 6908 Written notification about debt (30%)
• 3091 False statements or representation (13%)
• 2143 Took or threatened to take negative or legal action (9%)
• 726 Communication tactics (3%)
• 316 Electronic communications (1%)
• 184 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 5378 Debt is not yours (23%)
• 4288 Notification didnt disclose it was an attempt to collect a debt (18%)
• 3638 Debt was result of identity theft (16%)
• 2934 Attempted to collect wrong amount (13%)
• 1660 Threatened or suggested your credit would be damaged (7%)

The top states complaints were filed from are:

• 4892 Complaints: TX
• 2638 Complaints: FL
• 1868 Complaints: GA
• 1674 Complaints: CA
• 957 Complaints: NC
• 897 Complaints: NY
• 805 Complaints: PA
• 718 Complaints: VA
• 694 Complaints: IL
• 583 Complaints: NJ

The status of the month’s complaints are as follows:

• 10893 In progress (47%)
• 9662 Closed with explanation (41%)
• 2421 Closed with non-monetary relief (10%)
• 402 Untimely response (2%)
• 14 Closed with monetary relief (0%)

This includes 22854 (98%) timely responses to complaints, and 538 (2%) untimely responses.