Blog/ Litigation Stats

Quick analysis: Everything Down in August; Most Still Up YTD

Similar to April of this year, we are seeing a month where everything dipped for the month, but not enough to change the trajectory of the upward year to date trends.

TCPA (-15%) took the biggest hit, followed by FDCPA (-3.9%) and FCRA (-2%), while CFPB complaints dropped a tiny -.8%.

YTD, however, only FDCPA is still down (-5.7%) while TCPA is still up a lot (-52.1%) followed by FCRA (+27.6%). CFPB complaints are still up over 100% from this time last year, 102.8% to be exact.

In other news, putative class actions represented 3.7% of FDCPA, 69.8%(!) of TCPA and 1.3% of FCRA lawsuits filed last month. TCPA class actions are still extraordinarily high, historically speaking. About 41% of all plaintiffs who filed suit last month had filed at least once before. And finally, South Florida attorney Gerald Lane (from The Law Offices of Jibrael S. Hindi) continued for a seventh straight month to represent both the most consumers in August (53) as well as YTD (492).

Complaint Statistics:

27495 consumers filed CFPB complaints, and about 1134 consumers filed lawsuits under consumer statutes from Aug 01, 2025 to Aug 31, 2025.

• 27495 CFPB Complaints
• 349 FDCPA, 13 Class Action (3.7%)
• 232 TCPA, 162 Class Action (69.8%)
• 773 FCRA, 10 Class Action (1.3%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 1134 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 465, or (41%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 4372 lawsuits since 2001
• Actions were filed in 159 different US District Court branches.
• About 788 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 94 Lawsuits: Georgia Northern District Court – Atlanta
• 72 Lawsuits: Illinois Northern District Court – Chicago
• 63 Lawsuits: California Central District Court – Western Division – Los Angeles
• 44 Lawsuits: Florida Middle District Court – Tampa
• 37 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
• 32 Lawsuits: California Central District Court – Southern Division – Santa Ana
• 31 Lawsuits: New Jersey District Court – Newark
• 31 Lawsuits: New York Eastern District Court – Brooklyn
• 30 Lawsuits: Texas Southern District Court – Houston
• 27 Lawsuits: Texas Northern District Court – Dallas

The most active consumer attorneys were:

• Representing 53 Consumers: GERALD DONALD LANE
• Representing 31 Consumers: ANTHONY I PARONICH
• Representing 22 Consumers: MARK A CAREY
• Representing 18 Consumers: OCTAVIO GOMEZ
• Representing 16 Consumers: JEFF LOHMAN
• Representing 12 Consumers: YITZCHAK ZELMAN
• Representing 11 Consumers: MATTHEW THOMAS BERRY
• Representing 11 Consumers: ALUKO COLLINS

Statistics Year to Date:
8864 total lawsuits for 2025, including:

• 2818 FDCPA
• 5316 FCRA
• 1841 TCPA

Number of Unique Plaintiffs for 2025: 7560 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

• Representing 492 Consumers: GERALD DONALD LANE
• Representing 200 Consumers: ANTHONY PARONICH
• Representing 192 Consumers: ZANE CHARLES HEDAYA
• Representing 168 Consumers: FAARIS KAMAL UDDIN
• Representing 149 Consumers: OCTAVIO GOMEZ
• Representing 97 Consumers: MARK A CAREY
• Representing 88 Consumers: DAVID J PHILIPPS
• Representing 86 Consumers: TODD M FRIEDMAN

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CFPB Complaint Statistics:

There were 27495 complaints filed against debt collectors from Aug 01, 2025 to Aug 31, 2025.

Total number of debt collectors complained about: 1065

The types of debt behind the complaints were:

• 14782 I do not know (54%)
• 5078 Other debt (18%)
• 3289 Credit card debt (12%)
• 1472 Auto debt (5%)
• 903 Telecommunications debt (3%)
• 860 Rental debt (3%)
• 628 Medical debt (2%)
• 238 Payday loan debt (1%)
• 97 Federal student loan debt (0%)
• 84 Private student loan debt (0%)
• 64 Mortgage debt (0%)

Here is a breakdown of complaints:

• 11485 Attempts to collect debt not owed (42%)
• 7379 Written notification about debt (27%)
• 3765 Took or threatened to take negative or legal action (14%)
• 3429 False statements or representation (12%)
• 810 Communication tactics (3%)
• 382 Electronic communications (1%)
• 245 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 5813 Debt is not yours (21%)
• 4852 Notification didnt disclose it was an attempt to collect a debt (18%)
• 4732 Debt was result of identity theft (17%)
• 3249 Threatened or suggested your credit would be damaged (12%)
• 3244 Attempted to collect wrong amount (12%)

The top states complaints were filed from are:

• 6402 Complaints: TX
• 2678 Complaints: FL
• 2347 Complaints: CA
• 2100 Complaints: GA
• 1169 Complaints: NC
• 1168 Complaints: NY
• 893 Complaints: IL
• 892 Complaints: VA
• 871 Complaints: PA
• 743 Complaints: NJ

The status of the month’s complaints are as follows:

• 12465 In progress (45%)
• 11692 Closed with explanation (43%)
• 2861 Closed with non-monetary relief (10%)
• 454 Untimely response (2%)
• 23 Closed with monetary relief (0%)

This includes 26717 (97%) timely responses to complaints, and 778 (3%) untimely responses.

Quick analysis: Everything is back up again

After a dip in most statute filings last month, everything is back up in July.

TCPA (+6.2%), FDCPA (+4.9%) and FCRA (+18.9%(!)) were all up for the month of July. YTD, TCPA (+52.7%) and FCRA (+23%) are both way up, while FDCPA (-5.3%) is the only one still lagging behind last year. But even that margin shrunk (by -.6%) last month, following a months-long pattern of getting smaller.

Meanwhile, CFPB complaints were up 10.8% for the month and up a whopping 103.9%(!) for the year so far.

In other news, putative class actions represented 3.3% of FDCPA, 72.5%(!) of TCPA and 1% of FCRA lawsuits filed last month. TCPA class actions are still extraordinarily high, historically speaking. About 45% of all plaintiffs who filed suit last month had filed at least once before. And finally, South Florida attorney Gerald Lane (from The Law Offices of Jibrael S. Hindi) continued for a sixth straight month to represent both the most consumers in last month (82) as well as YTD (439).

Complaint Statistics:26963 consumers filed CFPB complaints, and about 1131 consumers filed lawsuits under consumer statutes from Jul 01, 2025 to Jul 31, 2025.

• 26963 CFPB Complaints
• 362 FDCPA, 12 Class Action (3.3%)
• 273 TCPA, 198 Class Action (72.5%)
• 788 FCRA, 8 Class Action (1.0%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 1131 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 508, or (45%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 4586 lawsuits since 2001
• Actions were filed in 154 different US District Court branches.
• About 746 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 79 Lawsuits: Georgia Northern District Court – Atlanta
• 72 Lawsuits: Florida Middle District Court – Tampa
• 61 Lawsuits: Illinois Northern District Court – Chicago
• 58 Lawsuits: California Central District Court – Western Division – Los Angeles
• 47 Lawsuits: California Central District Court – Southern Division – Santa Ana
• 45 Lawsuits: Florida Southern District Court – Miami
• 35 Lawsuits: California Southern District Court – San Diego
• 30 Lawsuits: Florida Southern District Court – Fort Lauderdale
• 29 Lawsuits: Florida Middle District Court – Orlando
• 27 Lawsuits: California Central District Court – Eastern Division – Riverside

The most active consumer attorneys were:

• Representing 82 Consumers: GERALD DONALD LANE
• Representing 46 Consumers: ZANE CHARLES HEDAYA
• Representing 41 Consumers: FAARIS KAMAL UDDIN
• Representing 23 Consumers: MARK A CAREY
• Representing 18 Consumers: ETHAN BRANDON BABB
• Representing 18 Consumers: SAMANTHA R WOOD
• Representing 17 Consumers: KYLE W SCHUMACHER
• Representing 16 Consumers: ANTHONY PARONICH
• Representing 13 Consumers: JONATHAN H YONG

Statistics Year to Date:
7640 total lawsuits for 2025, including:

• 2468 FDCPA
• 4542 FCRA
• 1609 TCPA

Number of Unique Plaintiffs for 2025: 6567 (including multiple plaintiffs in one suit)The most active consumer attorneys of the year:

• Representing 439 Consumers: GERALD DONALD LANE
• Representing 185 Consumers: ZANE CHARLES HEDAYA
• Representing 164 Consumers: FAARIS KAMAL UDDIN
• Representing 131 Consumers: OCTAVIO GOMEZ
• Representing 99 Consumers: ANTHONY PARONICH
• Representing 77 Consumers: JONATHAN ALEXANDER HEEPS
• Representing 77 Consumers: DAVID J PHILIPPS
• Representing 77 Consumers: TODD M FRIEDMAN
• Representing 75 Consumers: MARK A CAREY

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CFPB Complaint Statistics:There were 26963 complaints filed against debt collectors from Jul 01, 2025 to Jul 31, 2025.Total number of debt collectors complained about: 1114The types of debt behind the complaints were:

• 14504 I do not know (54%)
• 5191 Other debt (19%)
• 3466 Credit card debt (13%)
• 1008 Rental debt (4%)
• 990 Telecommunications debt (4%)
• 737 Medical debt (3%)
• 568 Auto debt (2%)
• 257 Payday loan debt (1%)
• 104 Federal student loan debt (0%)
• 87 Private student loan debt (0%)
• 51 Mortgage debt (0%)

Here is a breakdown of complaints:

• 11051 Attempts to collect debt not owed (41%)
• 7241 Written notification about debt (27%)
• 3752 False statements or representation (14%)
• 3615 Took or threatened to take negative or legal action (13%)
• 747 Communication tactics (3%)
• 364 Electronic communications (1%)
• 193 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 6112 Debt is not yours (23%)
• 4560 Notification didnt disclose it was an attempt to collect a debt (17%)
• 4014 Debt was result of identity theft (15%)
• 3578 Attempted to collect wrong amount (13%)
• 3116 Threatened or suggested your credit would be damaged (12%)

The top states complaints were filed from are:

• 6130 Complaints: TX
• 2938 Complaints: FL
• 2088 Complaints: GA
• 1926 Complaints: CA
• 1254 Complaints: NC
• 1124 Complaints: IL
• 943 Complaints: NY
• 822 Complaints: PA
• 761 Complaints: VA
• 668 Complaints: LA

The status of the month’s complaints are as follows:

• 12629 In progress (47%)
• 11575 Closed with explanation (43%)
• 2432 Closed with non-monetary relief (9%)
• 306 Untimely response (1%)
• 21 Closed with monetary relief (0%)

This includes 26515 (98%) timely responses to complaints, and 448 (2%) untimely responses.

Quick analysis: Full Reversal From May

While May 2023 saw TCPA litigation rise while FDCPA and FCRA litigation both fell, June shows the exact opposite trend.

In June, TCPA (+29.1%) rose while FCRA (-1.2%) and FDCPA (-11.3%) fell. Year to date trends are still on track though, with TCPA (+44.4%) and FCRA (+15.8%) still up from last year and FDCPA (-5.9%) still down. It’s worth noting, however, that the drop in YTD FDCPA claims seems to getting smaller – down from 8-9% over the past few months to that 5.9% we see this month.

Meanwhile, CFPB complaints were down -1.8% for the month but still up 99.4%(!) for the year so far.

In other news, putative class actions represented 6.1% of FDCPA, 78.6%(!) of TCPA and .9% of FCRA lawsuits filed last month. TCPA class actions are still extraordinarily high, historically speaking. About 43% of all plaintiffs who filed suit last month had filed at least once before. And finally, South Florida attorney Gerald Lane (from The Law Offices of Jibrael S. Hindi) continued for a fifth straight month to represent both the most consumers in last month (69) as well as YTD (357).

Complaint Statistics:

23392 consumers filed CFPB complaints, and about 1052 consumers filed lawsuits under consumer statutes from Jun 01, 2025 to Jun 30, 2025.

• 23392 CFPB Complaints
• 345 FDCPA, 21 Class Action (6.1%)
• 257 TCPA, 202 Class Action (78.6%)
• 661 FCRA, 6 Class Action (0.9%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 1052 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 451, or (43%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 4052 lawsuits since 2001
• Actions were filed in 154 different US District Court branches.
• About 606 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 98 Lawsuits: Georgia Northern District Court – Atlanta
• 64 Lawsuits: California Central District Court – Western Division – Los Angeles
• 46 Lawsuits: Illinois Northern District Court – Chicago
• 36 Lawsuits: California Central District Court – Southern Division – Santa Ana
• 36 Lawsuits: Florida Middle District Court – Tampa
• 31 Lawsuits: Florida Southern District Court – Fort Lauderdale
• 31 Lawsuits: Michigan Eastern District Court – Detroit
• 30 Lawsuits: New Jersey District Court – Newark
• 29 Lawsuits: Texas Southern District Court – Houston
• 27 Lawsuits: Texas Northern District Court – Dallas

The most active consumer attorneys were:

• Representing 69 Consumers: GERALD DONALD LANE
• Representing 29 Consumers: OCTAVIO GOMEZ
• Representing 25 Consumers: ZANE CHARLES HEDAYA
• Representing 20 Consumers: MARK A CAREY
• Representing 19 Consumers: FAARIS KAMAL UDDIN
• Representing 36 Consumers: ANTHONY I PARONICH
• Representing 15 Consumers: THOMAS JOHN PATTI
• Representing 15 Consumers: JONATHAN H YONG

Statistics Year to Date:
6364 total lawsuits for 2025, including:

• 2106 FDCPA
• 3752 FCRA
• 1336 TCPA

Number of Unique Plaintiffs for 2025: 5591 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

• Representing 357 Consumers: GERALD DONALD LANE
• Representing 139 Consumers: ZANE CHARLES HEDAYA
• Representing 124 Consumers: OCTAVIO GOMEZ
• Representing 123 Consumers: FAARIS KAMAL UDDIN
• Representing 143 Consumers: ANTHONY PARONICH
• Representing 74 Consumers: TODD M FRIEDMAN
• Representing 67 Consumers: JONATHAN ALEXANDER HEEPS
• Representing 66 Consumers: DAVID J PHILIPPS

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CFPB Complaint Statistics:

There were 23392 complaints filed against debt collectors from Jun 01, 2025 to Jun 30, 2025.

Total number of debt collectors complained about: 1034

The types of debt behind the complaints were:

• 11413 I do not know (49%)
• 4743 Other debt (20%)
• 3509 Credit card debt (15%)
• 1042 Telecommunications debt (4%)
• 926 Rental debt (4%)
• 736 Medical debt (3%)
• 587 Auto debt (3%)
• 192 Payday loan debt (1%)
• 100 Federal student loan debt (0%)
• 82 Private student loan debt (0%)
• 62 Mortgage debt (0%)

Here is a breakdown of complaints:

• 10024 Attempts to collect debt not owed (43%)
• 6908 Written notification about debt (30%)
• 3091 False statements or representation (13%)
• 2143 Took or threatened to take negative or legal action (9%)
• 726 Communication tactics (3%)
• 316 Electronic communications (1%)
• 184 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 5378 Debt is not yours (23%)
• 4288 Notification didnt disclose it was an attempt to collect a debt (18%)
• 3638 Debt was result of identity theft (16%)
• 2934 Attempted to collect wrong amount (13%)
• 1660 Threatened or suggested your credit would be damaged (7%)

The top states complaints were filed from are:

• 4892 Complaints: TX
• 2638 Complaints: FL
• 1868 Complaints: GA
• 1674 Complaints: CA
• 957 Complaints: NC
• 897 Complaints: NY
• 805 Complaints: PA
• 718 Complaints: VA
• 694 Complaints: IL
• 583 Complaints: NJ

The status of the month’s complaints are as follows:

• 10893 In progress (47%)
• 9662 Closed with explanation (41%)
• 2421 Closed with non-monetary relief (10%)
• 402 Untimely response (2%)
• 14 Closed with monetary relief (0%)

This includes 22854 (98%) timely responses to complaints, and 538 (2%) untimely responses.

Quick analysis: May ’25 Mostly Up Again

After an across the board decline in April, most of May’s numbers are back up. Only TCPA (-15.3%) suits fell last month while FDCPA (+15.5%) and FCRA (+10.1%) suits were up.

Year to date, TCPA (+39.4%) suits are still up significantly though, as well as FCRA (+12.6%), while FDCPA (-9.1%) suits are the only category that remains down.

Meanwhile, CFPB complaints were up 8.8% for the month and 97.6% for the year so far.

In other news, putative class actions represented 3.4% of FDCPA, 79.9%(!) of TCPA and 1.6% of FCRA lawsuits filed last month. TCPA class actions are still extraordinarily high, historically speaking. About 39% of all plaintiffs who filed suit last month had filed at least once before. And finally, South Florida attorney Gerald Lane (from The Law Offices of Jibrael S. Hindi) continued for a fourth straight month to represent both the most consumers in March (41) as well as YTD (288).

Complaint Statistics:

23429 consumers filed CFPB complaints, and about 1056 consumers filed lawsuits under consumer statutes from May 01, 2025 to May 31, 2025.

• 23429 CFPB Complaints
• 387 FDCPA, 13 Class Action (3.4%)
• 199 TCPA, 159 Class Action (79.9%)
• 667 FCRA, 11 Class Action (1.6%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 1056 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 420, or (40%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 5012 lawsuits since 2001
• Actions were filed in 164 different US District Court branches.
• About 709 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 80 Lawsuits: Georgia Northern District Court – Atlanta
• 60 Lawsuits: Illinois Northern District Court – Chicago
• 53 Lawsuits: California Central District Court – Western Division – Los Angeles
• 45 Lawsuits: Texas Southern District Court – Houston
• 42 Lawsuits: Florida Middle District Court – Tampa
• 33 Lawsuits: Florida Southern District Court – Miami
• 28 Lawsuits: Florida Southern District Court – Fort Lauderdale
• 26 Lawsuits: California Central District Court – Southern Division – Santa Ana
• 25 Lawsuits: Texas Northern District Court – Dallas
• 22 Lawsuits: California Central District Court – Eastern Division – Riverside

The most active consumer attorneys were:

• Representing 41 Consumers: GERALD DONALD LANE
• Representing 23 Consumers: FAARIS KAMAL UDDIN
• Representing 23 Consumers: ZANE CHARLES HEDAYA
• Representing 19 Consumers: JEFF LOHMAN
• Representing 18 Consumers: JOEL S HALVORSEN
• Representing 16 Consumers: ANTHONY PARONICH
• Representing 15 Consumers: OCTAVIO GOMEZ
• Representing 13 Consumers: MATTHEW THOMAS BERRY
• Representing 12 Consumers: JONATHAN ALEXANDER HEEPS

Statistics Year to Date:
5237 total lawsuits for 2025, including:

• 1759 FDCPA
• 3089 FCRA
• 1079 TCPA

Number of Unique Plaintiffs for 2025: 4673 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

• Representing 288 Consumers: GERALD DONALD LANE
• Representing 114 Consumers: ZANE CHARLES HEDAYA
• Representing 104 Consumers: FAARIS KAMAL UDDIN
• Representing 95 Consumers: OCTAVIO GOMEZ
• Representing 67 Consumers: TODD M FRIEDMAN
• Representing 65 Consumers: ANTHONY PARONICH
• Representing 57 Consumers: JONATHAN ALEXANDER HEEPS
• Representing 54 Consumers: DAVID W HEMMINGER
• Representing 53 Consumers: DAVID J PHILIPPS

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CFPB Complaint Statistics:

There were 23429 complaints filed against debt collectors from May 01, 2025 to May 31, 2025.

Total number of debt collectors complained about: 1017

The types of debt behind the complaints were:

• 11278 I do not know (48%)
• 4782 Other debt (20%)
• 3558 Credit card debt (15%)
• 1116 Telecommunications debt (5%)
• 935 Rental debt (4%)
• 755 Medical debt (3%)
• 540 Auto debt (2%)
• 222 Payday loan debt (1%)
• 98 Federal student loan debt (0%)
• 77 Private student loan debt (0%)
• 68 Mortgage debt (0%)

Here is a breakdown of complaints:

• 9626 Attempts to collect debt not owed (41%)
• 7469 Written notification about debt (32%)
• 3098 False statements or representation (13%)
• 1940 Took or threatened to take negative or legal action (8%)
• 746 Communication tactics (3%)
• 317 Electronic communications (1%)
• 233 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 5592 Debt is not yours (24%)
• 4569 Notification didnt disclose it was an attempt to collect a debt (20%)
• 3082 Debt was result of identity theft (13%)
• 2893 Attempted to collect wrong amount (12%)
• 1463 Didnt receive notice of right to dispute (6%)

The top states complaints were filed from are:

• 4938 Complaints: TX
• 2422 Complaints: FL
• 1960 Complaints: GA
• 1534 Complaints: CA
• 1017 Complaints: NY
• 799 Complaints: PA
• 790 Complaints: IL
• 782 Complaints: NC
• 673 Complaints: OH
• 642 Complaints: VA

The status of the month’s complaints are as follows:

• 10397 Closed with explanation (44%)
• 9139 In progress (39%)
• 3390 Closed with non-monetary relief (14%)
• 476 Untimely response (2%)
• 27 Closed with monetary relief (0%)

This includes 22785 (97%) timely responses to complaints, and 644 (3%) untimely responses.

Quick analysis: 

Complaint Statistics:

22347 consumers filed CFPB complaints, and about 939 consumers filed lawsuits under consumer statutes from Jan 01, 2025 to Jan 31, 2025.

• 22347 CFPB Complaints
• 311 FDCPA, 12 Class Action (3.9%)
• 207 TCPA, 172 Class Action (83.1%)
• 564 FCRA, 11 Class Action (2.0%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 939 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 393, or (42%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 7409 lawsuits since 2001
• Actions were filed in 147 different US District Court branches.
• About 633 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 58 Lawsuits: Georgia Northern District Court – Atlanta
• 57 Lawsuits: California Central District Court – Western Division – Los Angeles
• 51 Lawsuits: Florida Middle District Court – Tampa
• 44 Lawsuits: Illinois Northern District Court – Chicago
• 30 Lawsuits: Indiana Southern District Court – Indianapolis
• 29 Lawsuits: California Central District Court – Eastern Division – Riverside
• 26 Lawsuits: Florida Southern District Court – Miami
• 26 Lawsuits: Texas Southern District Court – Houston
• 25 Lawsuits: Nevada District Court – Las Vegas
• 25 Lawsuits: New York Eastern District Court – Brooklyn

The most active consumer attorneys were:

• Representing 40 Consumers: GERALD DONALD LANE
• Representing 24 Consumers: FAARIS KAMAL UDDIN
• Representing 22 Consumers: ZANE CHARLES HEDAYA
• Representing 19 Consumers: ANTHONY PARONICH
• Representing 18 Consumers: OCTAVIO GOMEZ
• Representing 16 Consumers: GERALD D LANE
• Representing 14 Consumers: GERARDO AVALOS
• Representing 14 Consumers: GEORGE HAINES
• Representing 13 Consumers: DAVID W HEMMINGER
• Representing 12 Consumers: JONATHAN ALEXANDER HEEPS

Statistics Year to Date:
982 total lawsuits for 2025, including:

• 311 FDCPA
• 564 FCRA
• 207 TCPA

Number of Unique Plaintiffs for 2025: 939 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

• Representing 40 Consumers: GERALD DONALD LANE
• Representing 24 Consumers: FAARIS KAMAL UDDIN
• Representing 22 Consumers: ZANE CHARLES HEDAYA
• Representing 19 Consumers: ANTHONY PARONICH
• Representing 18 Consumers: OCTAVIO GOMEZ
• Representing 16 Consumers: GERALD D LANE
• Representing 14 Consumers: GERARDO AVALOS
• Representing 14 Consumers: GEORGE HAINES
• Representing 13 Consumers: DAVID W HEMMINGER
• Representing 12 Consumers: JONATHAN ALEXANDER HEEPS

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CFPB Complaint Statistics:

There were 22347 complaints filed against debt collectors from Jan 01, 2025 to Jan 31, 2025.

Total number of debt collectors complained about: 1037

The types of debt behind the complaints were:

• 11296 I do not know (51%)
• 3693 Credit card debt (17%)
• 3234 Other debt (14%)
• 1056 Rental debt (5%)
• 1019 Telecommunications debt (5%)
• 881 Medical debt (4%)
• 715 Auto debt (3%)
• 252 Payday loan debt (1%)
• 78 Private student loan debt (0%)
• 62 Mortgage debt (0%)
• 61 Federal student loan debt (0%)

Here is a breakdown of complaints:

• 9797 Attempts to collect debt not owed (44%)
• 5130 Written notification about debt (23%)
• 3626 False statements or representation (16%)
• 2245 Took or threatened to take negative or legal action (10%)
• 932 Communication tactics (4%)
• 381 Electronic communications (2%)
• 236 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 5675 Debt is not yours (25%)
• 3407 Attempted to collect wrong amount (15%)
• 3020 Debt was result of identity theft (14%)
• 2478 Notification didnt disclose it was an attempt to collect a debt (11%)
• 1682 Didnt receive enough information to verify debt (8%)

The top states complaints were filed from are:

• 4028 Complaints: TX
• 2486 Complaints: FL
• 2000 Complaints: GA
• 1566 Complaints: CA
• 968 Complaints: NY
• 906 Complaints: IL
• 827 Complaints: PA
• 777 Complaints: NC
• 646 Complaints: OH
• 609 Complaints: MI

The status of the month’s complaints are as follows:

• 10896 Closed with explanation (49%)
• 8204 In progress (37%)
• 3100 Closed with non-monetary relief (14%)
• 112 Untimely response (1%)
• 35 Closed with monetary relief (0%)

This includes 22090 (99%) timely responses to complaints, and 257 (1%) untimely responses.

Quick analysis: 

Complaint Statistics:

16587 consumers filed CFPB complaints, and about 857 consumers filed lawsuits under consumer statutes from Dec 01, 2024 to Dec 31, 2024.

• 16587 CFPB Complaints
• 289 FDCPA, 21 Class Action (7.3%)
• 191 TCPA, 163 Class Action (85.3%)
• 542 FCRA, 48 Class Action (8.9%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 857 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 359, or (42%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 3785 lawsuits since 2001
• Actions were filed in 148 different US District Court branches.
• About 572 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 43 Lawsuits: California Central District Court – Western Division – Los Angeles
• 43 Lawsuits: Georgia Northern District Court – Atlanta
• 35 Lawsuits: Florida Middle District Court – Tampa
• 32 Lawsuits: New York Eastern District Court – Brooklyn
• 31 Lawsuits: Illinois Northern District Court – Chicago
• 28 Lawsuits: Nevada District Court – Las Vegas
• 28 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
• 24 Lawsuits: Florida Southern District Court – Miami
• 23 Lawsuits: Florida Southern District Court – Fort Lauderdale
• 22 Lawsuits: California Central District Court – Southern Division – Santa Ana

The most active consumer attorneys were:

• Representing 46 Consumers: MARK ANDREW DICELLO
• Representing 35 Consumers: GERALD DONALD LANE
• Representing 29 Consumers: ZANE CHARLES HEDAYA
• Representing 27 Consumers: OCTAVIO GOMEZ
• Representing 26 Consumers: FAARIS KAMAL UDDIN
• Representing 18 Consumers: GERALD D LANE
• Representing 17 Consumers: MICHAEL FREDERICK CARDOZA
• Representing 14 Consumers: GERARDO AVALOS
• Representing 14 Consumers: GEORGE HAINES
• Representing 13 Consumers: OMAR F DARWICH

Statistics Year to Date:
10352 total lawsuits for 2024, including:

• 4207 FDCPA
• 6092 FCRA
• 2788 TCPA

Number of Unique Plaintiffs for 2024: 10289 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

• Representing 942 Consumers: JAMES S WERTHEIM
• Representing 942 Consumers: THOMAS WILLIAM ALVORD
• Representing 941 Consumers: MITCHELL D WEST
• Representing 941 Consumers: REBECCA EVANS
• Representing 941 Consumers: CRYSTAL L COOKE
• Representing 286 Consumers: OCTAVIO GOMEZ
• Representing 132 Consumers: MATTHEW THOMAS BERRY
• Representing 128 Consumers: DAVID J PHILIPPS
• Representing 128 Consumers: YITZCHAK ZELMAN
• Representing 127 Consumers: ZAREH JACK KOUSIAN

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CFPB Complaint Statistics:

There were 16587 complaints filed against debt collectors from Dec 01, 2024 to Dec 31, 2024.

Total number of debt collectors complained about: 960

The types of debt behind the complaints were:

• 8770 I do not know (53%)
• 2502 Other debt (15%)
• 2495 Credit card debt (15%)
• 748 Telecommunications debt (5%)
• 648 Rental debt (4%)
• 602 Medical debt (4%)
• 513 Auto debt (3%)
• 159 Payday loan debt (1%)
• 51 Mortgage debt (0%)
• 51 Federal student loan debt (0%)
• 48 Private student loan debt (0%)

Here is a breakdown of complaints:

• 7060 Attempts to collect debt not owed (43%)
• 3709 Written notification about debt (22%)
• 3187 False statements or representation (19%)
• 1558 Took or threatened to take negative or legal action (9%)
• 652 Communication tactics (4%)
• 265 Electronic communications (2%)
• 156 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 4154 Debt is not yours (25%)
• 3037 Attempted to collect wrong amount (18%)
• 2090 Debt was result of identity theft (13%)
• 1865 Notification didnt disclose it was an attempt to collect a debt (11%)
• 1130 Threatened or suggested your credit would be damaged (7%)

The top states complaints were filed from are:

• 2744 Complaints: TX
• 1902 Complaints: FL
• 1465 Complaints: GA
• 1191 Complaints: CA
• 653 Complaints: NY
• 644 Complaints: IL
• 621 Complaints: PA
• 533 Complaints: MI
• 505 Complaints: NC
• 489 Complaints: SC

The status of the month’s complaints are as follows:

• 10847 Closed with explanation (65%)
• 4101 Closed with non-monetary relief (25%)
• 1527 In progress (9%)
• 75 Untimely response (0%)
• 37 Closed with monetary relief (0%)

This includes 16372 (99%) timely responses to complaints, and 215 (1%) untimely responses.

Quick analysis:

Complaint Statistics:

15778 consumers filed CFPB complaints, and about 1665 consumers filed lawsuits under consumer statutes from Nov 01, 2024 to Nov 30, 2024.

• 15778 CFPB Complaints
• 285 FDCPA, 31 Class Action (10.9%)
• 1088 TCPA, 1039 Class Action (95.5%)
• 439 FCRA, 5 Class Action (1.1%)

Litigation Summary (scroll down for CFPB data):

• Of those cases, there were about 1665 unique plaintiffs (including multiple plaintiffs in one suit).
• Of those plaintiffs, about 1020, or (61%), had sued under consumer statutes before.
• Combined, those plaintiffs have filed about 6723 lawsuits since 2001
• Actions were filed in 141 different US District Court branches.
• About 517 different collection firms and creditors were sued.

The top courts where lawsuits were filed:

• 57 Lawsuits: Georgia Northern District Court – Atlanta
• 33 Lawsuits: Florida Middle District Court – Tampa
• 29 Lawsuits: Illinois Northern District Court – Chicago
• 27 Lawsuits: California Central District Court – Western Division – Los Angeles
• 25 Lawsuits: California Southern District Court – San Diego
• 24 Lawsuits: Indiana Southern District Court – Indianapolis
• 23 Lawsuits: Alabama Northern District Court – Southern
• 21 Lawsuits: Pennsylvania Eastern District Court – Philadelphia
• 21 Lawsuits: Texas Northern District Court – Dallas
• 20 Lawsuits: New York Eastern District Court – Brooklyn

The most active consumer attorneys were:

• Representing 941 Consumers: JAMES S WERTHEIM
• Representing 941 Consumers: MITCHELL D WEST
• Representing 941 Consumers: CRYSTAL L COOKE
• Representing 941 Consumers: REBECCA EVANS
• Representing 941 Consumers: THOMAS WILLIAM ALVORD
• Representing 19 Consumers: MATTHEW THOMAS BERRY
• Representing 18 Consumers: DAVID J PHILIPPS
• Representing 16 Consumers: JOHN G WATTS
• Representing 15 Consumers: CHRISTOPHER NEIL ARMOR
• Representing 15 Consumers: TODD M FRIEDMAN

Statistics Year to Date:
9456 total lawsuits for 2024, including:

• 3918 FDCPA
• 5550 FCRA
• 2597 TCPA

Number of Unique Plaintiffs for 2024: 9550 (including multiple plaintiffs in one suit)

The most active consumer attorneys of the year:

• Representing 942 Consumers: THOMAS WILLIAM ALVORD
• Representing 942 Consumers: JAMES S WERTHEIM
• Representing 941 Consumers: REBECCA EVANS
• Representing 941 Consumers: MITCHELL D WEST
• Representing 941 Consumers: CRYSTAL L COOKE
• Representing 259 Consumers: OCTAVIO GOMEZ
• Representing 128 Consumers: MATTHEW THOMAS BERRY
• Representing 127 Consumers: MELKON RAFI MELKONIAN
• Representing 127 Consumers: ZAREH JACK KOUSIAN
• Representing 127 Consumers: HAROUT GREG KEOSIAN

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CFPB Complaint Statistics:

There were 15778 complaints filed against debt collectors from Nov 01, 2024 to Nov 30, 2024.

Total number of debt collectors complained about: 927

The types of debt behind the complaints were:

• 9033 I do not know (57%)
• 2174 Credit card debt (14%)
• 1993 Other debt (13%)
• 731 Telecommunications debt (5%)
• 617 Rental debt (4%)
• 520 Medical debt (3%)
• 405 Auto debt (3%)
• 158 Payday loan debt (1%)
• 55 Federal student loan debt (0%)
• 52 Mortgage debt (0%)
• 40 Private student loan debt (0%)

Here is a breakdown of complaints:

• 6175 Attempts to collect debt not owed (39%)
• 3820 False statements or representation (24%)
• 3543 Written notification about debt (22%)
• 1366 Took or threatened to take negative or legal action (9%)
• 553 Communication tactics (4%)
• 198 Electronic communications (1%)
• 123 Threatened to contact someone or share information improperly (1%)

The top five subissues were:

• 3720 Debt is not yours (24%)
• 3666 Attempted to collect wrong amount (23%)
• 1720 Debt was result of identity theft (11%)
• 1693 Notification didnt disclose it was an attempt to collect a debt (11%)
• 1117 Didnt receive enough information to verify debt (7%)

The top states complaints were filed from are:

• 2780 Complaints: TX
• 1700 Complaints: FL
• 1464 Complaints: GA
• 1220 Complaints: CA
• 731 Complaints: IL
• 676 Complaints: NY
• 558 Complaints: PA
• 480 Complaints: SC
• 470 Complaints: NC
• 456 Complaints: MI

The status of the month’s complaints are as follows:

• 10932 Closed with explanation (69%)
• 4106 Closed with non-monetary relief (26%)
• 572 In progress (4%)
• 138 Untimely response (1%)
• 30 Closed with monetary relief (0%)

This includes 15470 (98%) timely responses to complaints, and 308 (2%) untimely responses.